GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Bad Credit Loan Companies

What You Can Expect From Bad Credit Loan Companies

If you have not taken a loan ever since you realized that you have a bad credit, then you need to worry about the kind of loan lenders you will be dealing with until your credit rate is repaired. Applying for a bad credit loan is not the same as applying for a regular loan because you will be dealing with a special kind of a loan lender. But this should not worry you so much since at the end of the day what maters is that you will get the money that you need so much. Bad credit loan companies are different from each other especially in the way they issue out their loans. All of them have their own share of pros and cons; therefore you need to be well prepared.
Bad credit loan companies that we have these days are for instance banks and credit unions. These are the main places where you can get a loan when you have a bad credit. In banks for instance, you can get any kind of loan despite your credit situation, and this is the place where most people go to. Credit unions too are gaining so much popularity these days because people are realizing that it is hard to deal with all their needs without needing any financial support. Since they are dealing with all manner of loan borrowers, it is a good place to go if you have a bad credit already. We also have online loan lenders who are dealing specifically with people who have a bad credit, and these too are places you need to try your luck in if you need financial support.

There Is A Lot That Is Offered From Bad Credit Loan Companies

Picture of  Bad Credit Loan Companies - New Customers - Apply Now!It is not a bad thing to worry about the kind of treatment you will get from a loan lender when you have a bad credit. This is because most of them do not have trust for people who have a bad credit. But there are those who care less about the credit situation of a loan seeker and they can give you any amount of money as per your needs. Therefore you need not to worry so much since it is possible to get the lender who can trust you with a loan again. Doubts from bad credit loan companies are things you should always be prepared to deal with.
It is also good to be prepared to get a higher repayment rate on a loan when you have a bad credit. It is not a secret that those who have a bad credit will pay more than a regular loan borrower who had a good credit. This is all because the loan lender is not sure if you will honor the agreement you will sign with him. Banks calculate the repayment rate as per the credit score of the loan borrow. But the good thing is that you will get the money that you need to cater for your needs.
In as much as you will be expecting to be doubted by some loan lenders, others have so much trust on any loan borrower, whether they have a bad credit or a good one. This therefore means that you should always expect to be trusted that you will repay back the loan. There are loan lenders who say that a credit situation of a person does not determine their current repayment ability and they will trust that you will repay back the loan accordingly. It is therefore not always that you will get a loan lender who does not have a trust in your abilities.