GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Bad Credit Cash Loans

Reasons that would make you seek for bad credit cash loans

We have been experiencing very hard economic times in the recent past. Due to this, most people have had to do with very hard economic times that at times leave them on very low cash. If you have never experienced this, there is a chance that you are likely to go through it. This just implies that we always need to be prepared to counter the financial shortfalls that we experience time after time. More than often, most people would opt to go for short term loans. Some opt to go for the cash advance loans in which repayment is made as soon as possible. It is important to note that wherever type of credit facility you go for you will need to prove your ability to pay. If you happen to go for the bad credit cash loans, then you should be prepared to let the loan lenders vouch into your past credit history. This helps ascertain if you are worthy to be advanced the loan or not.

Picture of Bad Credit Cash Loans - Bad Credit-No Problem!There are quite a number of money lending companies that offer different types of loans. However, when it comes to the bad credit cash loans, various things are considered. If at any one time you could wish to go for a credit loan, then it is important that you maintain a good credit history with your lenders. You should be paying up your arrears in time and without default. In doing this, it will helps one be directly approved for the loan. Loan defaulters always don’t have an easy task in soliciting their credit loans. Unless they prove otherwise with supporting evidence, loan defaulters never get a chance to get these kinds of loans.

There are very many reasons that would push one to go for these type loans. As an individual seeking for a loan, you should always consider a number of factors. It is evident that one of the things that make many people go for such loans is when they are financially strained and they have no immediate source of cash to help them through. In such cases, people will always opt for a loan regardless of their credit worthiness credit. Another reason that pushes many people to go for loans is when they experience emergency cases that need immediate cash. For instance, if you need instant cash to cater for your medical bills then you might be forced to go for a loan.

Inevitable factors that would force you ask for bad credit cash loans

When you are unemployed
Unemployment is one of the leading factors that push many people to seek for loans. When unemployed, you will need some extra cash to enable you meet daily expenses. Some money lending companies are always willing to help those who are unemployed to get loans to sustain them during hard times. There would be need for security in this case.

Completion of a project
Long term projects like building a new home or financing your higher education may require large sums of money. When you are undertaking such type of projects and eventually you discover that you don’t have enough credit, then you would have no otherwise other than to go for a bad credit cash loans. This will enable you finish your project in time. If you have any ongoing projects, never shy away from these types of loans, they will help you realize your dreams.

Acquiring new assets
At those times when you need new assets in your home or house, you might find out that the only option to realize this dream is to solicit for the loans. Credit loan supplements would be a good option wherever you are in need of acquiring a number of assets in your home. You should always make sure that you weigh how much you require in to pay off any outstanding amount to fully acquire important assets like computers and HDTV sets.