GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Bad Credit History Loan

Requirements For Bad Credit History Loan

Despite the hard economic times that we go thorough, you should try as much as possible not get to a situation where you are unable to pay-off your debts. Getting to such situations complicates many things. For instance, it becomes hard for you to get a loan if you are heavily indebted and you are unable to clear the debts. Most people still find themselves in these situations despite efforts of educating and advising them on how they can manage their funds. When you discover that you are heavily indebted and you still need to get a loan, then you will need to get further advice on how best you can salvage yourself from the financial challenges.

Getting a loan is one way that helps you out of hard financial times; however it needs a lot of caution especially if you are borrowing a loan to clear your debts. Initially, people with unfavorable credit history were not allowed to seek for loans. That means that if you were declared bankrupt, then you were not supposed to borrow a loan from any financial institution. Things have changed now days and you can seek for bad credit history loan at any time you feel like. You may only need to show that you are qualified for it.

Picture of Bad Credit History Loan - Get Cash Instantly!One thing that should be remembered by those people going for secured loans is the fact that they are likely to get it at a low interest. This varies from one company to another, however due to the fact that they have given a particular asset for cover; they are likely to get a lower interest charge than the others. This is quite encouraging for those who would wish to get loaned while at the same time experiencing bad history in their credit repayments. If you would wish to get this type of loan, then there are few things that you need to remember.

Things to Remember When Going For Bad Credit History Loan

• The loan is not guaranteed but you can get it when you show proof of other supporting documents as laid down in the requirements.

• The loan applicants have to fill forms on line and give relevant information concerning their bank accounts, employment status and the contact address.

• The applicants should understand that they are likely to be charged a considerably higher interest compared to people applying for other type of loans.

Even though people with unfavorable credit history can get the bad credit history loan, they face an uphill task in convincing the money lending companies. For instance, it is important that anyone applying for this type of loan confirms that he is employment. It only implies that for one to qualify for this type of loan, he must show proof that he is employed and he has been earning a good salary that merits him to apply for the loan. You could be wondering if those who are unemployed can also get this type of loans, well the truth is that they can also get the loan but then they will be limited on how much to borrow.

If you are unemployed and you are seeking for bad credit history loan, you should understand that you can only qualify for the secured loans. It will need you to prepare a certain asset that you will use as security for the loan that you are borrowing. If you need a loan with larger amount probably over 10,000 dollars then you will be required to provide a collateral asset with an equivalent high value. People who possess valuable assets can easily apply for this type of loans and get them quite easily.