GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Bad Credit History Loans

How to Get Bad Credit History Loans

Picture of Bad Credit History Loans - Bad Credit-No Problem!Hard economic times have been pushing many people borrow loans from money lending companies. Some have very bad credit rating that cannot even allow them to get loans. If you experience hard financial times more often, it means that you problem is even much bigger that you can imagine. It is important that you get some advice on this situation as soon as possible. Having a bad credit rating is something that one can avoid as long as they get the necessary advice. If you are in such a situation you should also be prepared to seek for other ways of getting back to financial stability. Borrowing a loan when you are on a bad credit score is not always the best solution in resolving your financial problems but at times it saves you from emergency situations. Probably you are facing this bad financial situation and you are thinking of how you can get bad credit history loans.  It is possible for you to get loaned when in this position but then you will need to adhere to a few requirements.

Gone are times when people with bad credit rating were segregated in getting loans. Nowadays, every loan applicant is considered as per his ability to pay back the loan. Therefore when seeking for bad credit history loans ensure that you make your application from a good money lending company that has good offers. For instance, you need to check on the company’s basic requirements and how fast you can be approved for the loan.

Requirements for People Seeking For Bad Credit History Loans

  • Bank account information.
    Anyone seeking for a loan is required to provide his banking information. Whether you have a good credit score or not, you are required to give reliable banking information for your application to be approved.  Applicants need to give this information when making on-line applications.
  • Contact information.
    It is also a basic requirement for the applicants to give their contact information. More emphasis would be given to the applicant’s phone numbers. Ensure that you give accurate information to enable the loaning officers to contact you after approval of the loan.
  • Employment information.
    Every applicant is supposed to give information in regards to whether they are employed and for long they have been employed. Some companies ask the applicant’s to indicate how much salary they earn monthly. Ensure that you give this information.
  • Age
    It is presumed that anyone who applies for this type of loan is an adult with over 18 years and above. People who are below this age bracket cannot apply for bad credit history loans.

Those who are willing to apply for this type of loans need to observe the above mentioned terms and conditions. Getting a bad credit history loans score can be quite easy if the applicants seek for the best money lending companies within their region. Interested applicants should use the internet as the main source of information. Always ensure that you make your applications online so that it can be approved within the shortest time possible. Where possible, your application can be approved within a single day. This information will be communicated to you as soon as the loan is approved.

If you fail to get approved for your loan from a certain money lending company you should never give up. You should take time and seek loaning services from a different company. In the long run, you might need to find ways in which you can avoid borrowing loan. This needs you to seek for financial advice. You can get this information when your closest financial counselor who is experienced in financial matters.