GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Bad Credit Loan Canada

Important Tips On How To Get A Bad Credit Loan Canada

So many people in Canada have a bad credit already. This is because of the increasing cost of living, which has made it impossible for people to stay away from borrowing loans. The needs are so many and the cost of everything we pay for and everything we buy is equally high, therefore everyone needs financial support in order to cater for most of their needs. The reason why many people are having a bad credit already is because they cannot manage all the loans that they currently have in order to repay them back as per the agreement with the loan lenders. Now, they have to seek a bad credit loan Canada in order to cater for their current needs.
There are certain places that a person in need of a bad credit loan Canada need to look in order to get the loan. This is because not all loan lenders here are dealing with these kinds of loans. Your bank should be the first place that you need to look if you have a bad credit and you are in need of financial support. Picture of Bad Credit Loan Canada - Easy online application!Many banks have realized that they are dealing with people with a bad credit and the least they can do is to help them, after all a bad credit does not mean that the person will not pay back their current loans. That is why they are issuing out these kinds of loans.
We also have credit unions which deal with so many kinds of loan with no exception to bad credit loan Canada. These are good places to seek such loans especially if you have a good history with a certain credit union. Other private lenders are dealing with these kinds of loans as well, and some of them are operating online. If therefore you are in need of such a loan, you can either try out in the many loan lending institutions that you know about as well as doing a research online. This will give you a good lender in the shortest time possible.

Tips To Note When Looking For A Bad Credit Loan Canada

In as much as many loan lending institutions are issuing out these loans, you need to know that not all of them have goo rates that are agreeable with you. Do not settle for one when you can pay the loan back with better terms with another. That is why a comparison of more than five loan lenders need to be done before you can settle to the most ideal. You can try out a few online loan lenders, a few banks and credit unions and compare all their terms, rates as well as charges in order to choose the one who will charge you less in the end. That is why you need to take time to get a loan lender when it comes to bad credit loans.
Another thing to note is that you have a chance of enjoying a bad credit loan with good terms only if you impress your loan lender. If you are applying for this kind of loan from a bank, the bank may calculate your repayment rate using your credit rating, which is not fair especially if you have a way too low credit rating. But if you impress the bank and they have no doubt that you will repay back the loan, they may overlook your credit situation and issue you with a loan with their normal rates attached to it. Alternatively, you can deal with online loan lenders who do not care so much about your credit rating.