GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

DOWNLOAD OUR APP NOW!

How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Bad Credit Loan Company

Selecting a Good Bad Credit Loan Company

People who are in the bad credit category often when looking for bad credit loans do not pay much attention to the kind of company they are dealing with. After so many financial institutions have turned them down, the fact that another company is willing to give them a loan even with their bad credit history is embraced with a lot of excitement making them a little more vulnerable to scams and generally unwise decisions. Knowing how to select a good bad credit loan company is therefore necessary if you do not want to end up in another mess that will further jeopardize your financial status.

Scams are everywhere and there is no exception when it comes to bad credit loan companies. With so many companies on the internet advertising their bad credit loan services, it is easy to get linked to an illegitimate bad credit loan company. This is why the first step is always to gather as much information about the company you choose as possible. Here the information you gather is mainly meant to affirm that the company indeed exists. In addition it pays to know if there have been any complaints about the company from its previous clients which makes it necessary to ask for its clients’ records.

Fast approval of applications with Bad Credit Loan Company

Picture of Bad Credit Loan Company - Easy to Borrow up to $1500 NOW!The most important thing however is knowing how fast the company approves bad credit loan applications. You do not want a company that will take forever to give you the money you so badly need and unfortunately, some companies actually do. The ideal bad credit loan company is one that is able to deposit the money in your account instantly or in a short period of time. This way if for instance you were taking small business bad credit loan for you business, you will be easily able to rescue your business as quickly as possible.

A lot of unnecessary paperwork can be also quite annoying when seeking for a bad credit loan. Paperwork normally contributes to the delays we experience in bad credit loan issuing making the process seem longer than it should. A best bad credit loan company is that one which requires little paperwork during the loan processing stages hence the process becomes short and convenient to the client. Most companies today however have their application forms on the internet with many of the procedures for the loan being done online. This has helped a great deal in doing away with the paperwork due to the fast and effective online applications from your home.

There are some bad credit loan companies out there who do not conduct a credit check. Such companies also prove to be among the best as without a credit check, you are practically set free of many setbacks linked to the credit check that you were likely to suffer from. In that case, if you can be able to find a company that does not care about carrying out a credit check, then go for it for the amount you are likely to receive with such companies is usually a whole lot more than what one stands to receive when credit check is done.

In a nutshell however, when taking up a bad credit loan from any bad credit loan company you may have chosen, always ensure that you have done a thorough evaluation of your finances and your payment limits. Keep in mind that not honoring your payments with the company that has given you a bad credit loan will be a major blow to your financial status. Therefore do not allow yourself to be convinced to accept payment rates you do not feel comfortable with.