GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

DOWNLOAD OUR APP NOW!

How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Bad Credit Loans Calculator

Why you will need to use the bad credit loans calculator in ascertaining your credit worthiness

At one point in life, you would be forced to seek for a financial assistance from one of the money lending institutions. When confronted with this situation, you will need to get a few things right so that you can get a fast cash loan instantly. Due to the developments in information technology, getting a loan has been made to be a very easy task. It only needs one to get a reliable money lending company and then directly make your application. Most people find it hard to locate a good financial institution that can offer the best loan service to you. New loan applicants should always take time and research on the available money lending companies that offer loans at the best rates. One thing that can help you ascertain how much loan you can get is the bad credit loans calculator. It has the simple methods of ascertaining how much you are entitled to.
Not all money lending company has a bad credit loans calculator that will help you calculate how much you are worth. However, you always need to get relevant information from the company you are borrowing the loan from to ascertain the rates applicable. On the loan calculator, there are a few things that you will familiarize with in order to calculate how much you will borrow and how much you will pay back plus the interests. It is always vital to take time and check on the calculator parameters and how they work.
One thing that is evident on the bad credit loans calculator is the amount of loan that one needs to take. When borrowing a loan, everyone is always interested in how much he is supposed to borrow from the money lending companies. The bad credit calculator will help you ascertain how much you will borrow. This so much depends on the applicant’s monthly income. The higher the monthly income, the higher credit loan one is entitled to get.
When borrowing any type of loan from a loaning company, it is also important to note how much interest you are going to pay back plus the interest. The credit calculator is a good option for you to ascertain how much you will finally get and pay back.  By entering your loan amount, the calculator will come up with the final amount that you will pay back. Those people who go for secured loans will always have a higher interest rate as per the calculator.

Importance of using a bad credit loans calculator

  • Faster way of determining how much cash you will borrow.
  • Enables the loan applicant to ascertain how much to borrow and how much he will pay back.
  • Helps determine the amount of interest that you be required pay. This depends on the amount of loan that one has taken. It may also vary from one lending company to another.
  •  Simplicity
    The calculator has very simple features that are easy to use. All those who are interested in taking the loans can directly key in the figures and directly get the appropriate figures.
    It is advisable to use the calculator in determining your loan and how much you will pay back. Where possible for money lending company that has loan calculator, it is available on line and it is very simple to use. It only needs the loan applicant to key in the right figures and he eventually gets the right amount that he is to get. Before deciding on which lending company that would offer you the money lending services, make sure that you do research on the internet. It will enable you land on the best money lending companies.