GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Bad Credit Loans No Upfront Fees

Why choose bad credit loans no upfront fees?

Bad credit loans no upfront fees are the best choice to resolve all your financial issues. They help you even if you are suffering from bad credit records and need urgent sum of money. Bad credit records occur due to mismanagement of money or when the needs exceed the income. Everyone should try to avoid such situations but once you enter the problem there will be no way out. Your needs will constantly increase and if you do not plug the gaping holes you will suffer further. With a poor credit score you are bound to face rejections for loan applications from established banks and financial institutions. You will feel frustrated and without a solution you cannot live your life normally. But there are bad credit loans no upfront fees that will aid you in all such problems. You could have been a victim of non-payments or bankruptcy or arrears; these loans will cater to all your needs. They do not consider your credit record and will issue the loan immediately. The greatest advantage that comes with these loans is that you do not have to make any upfront payments. Even with your poor credit score the money lender will be eager to loan the money at a high interest rate and will not ask for any kind of collateral to be presented in case you fail to pay back the loan. The high interest rate also doesn’t become a hurdle at any point of time because the repayment period is generally small and the interest wouldn’t rise past a certain value.

 

 What do you get with bad credit loans no upfront fees?

Picture of Bad Credit Loans No Upfront Fees - Get Cash Instantly!The money lenders will be equally efficient as the established banks are. They strive to provide the best of services in order to build a stronger customer base. They know they are taking a chance by loaning out bad credit loans no upfront fees to people with bad credit and hence they put a ceiling on the maximum amount that can be borrowed. This ensures that the borrower will be able to repay the loan.
Moving to the features of bad credit loans no upfront fees, the application procedure is very simple. You can apply from anywhere or you can pay the money lending organization a visit in order to get the details. The application is processed immediately and the amount will be either given to you or transferred to your account. The internet makes borrowing money extremely easy. If you need urgent money just go online and search for a good organization that lends money at viable rates. After your application is processed, the money will be transferred to your bank account as soon as possible. You do not need to fill in a lot of details and the only thing they ask for is a valid bank account and the proof for citizenship of the country. And the best feature of bad credit loans no upfront fees is that there is no initial payment i.e. they are totally free of cost. There are no hidden costs as well that might bother you at later times and hence you can be totally relieved and should look forward to applying for a loan to fulfill your need.
Another great advantage that is associated with bad credit loans no upfront fees is that repayment of these loans on time will help improve your credit score. Repayment is generally not difficult if you have a regular income source and the small amount can be paid back easily by you and on time.