GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

DOWNLOAD OUR APP NOW!

How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Bad Credit Loans Online

How to Get Bad Credit Loans Online

If you have been applying for loans in the past, the most likely thing is that you are used to the offline loan applications, where you approach to a loan lender, talk to him or them, understand his loaning terms and conditions, agree with him and apply for the loan there and then. This is what happens in banks and loan lending institutions which operate offline. But we have the internet these days and online lenders are there as well. Online loan applications are quite different especially the bad credit loans online applications. All you need in this case is a site of a loan lender and their application form. You do no meet up with anyone in this case in order to discuss anything because all their loan issuance terms and conditions are in the site and you can only apply for a loan if you agree with them all.
Bad credit loans online are very popular these days. This is because many people who have a bad credit would rather deal with an online lender, who will not ask so many questions about their financial situation before issuing them with a loan. It is really hard to speak about your financial inabilities trust me. Maybe this is the reason why many bad credit loan lenders decided to start operation online in order to gather more clients. Besides, getting an online loan is easier than getting one offline, because there are no documents involved except the application form in online applications.

A Simple Process in Getting Bad Credit Loans Online

Picture of Bad Credit Loans Online - New Customers - Apply Now!The first thing you do when you are looking for bad credit loans online is to do a search for online lenders. You are not going to deal with just any lender out there and because there are so many of them, you will have to make a wise choice. Search for as many loan lenders as you can in order to choose the best from them all. If you have a specification in the loan that you want to apply for, you can include that in your search in order to get perfect results. Maybe you are a student and you are looking for a bad credit student loan; this is what you will indicate in the search engine in order to get the perfect loan lender.
After getting as much as five online loan lenders, you need to compare their loan issuance terms and conditions. The things to note here are like the loan repayment rate, charges, the repayment period and all the other details. Choose wisely in order to end up with the best of them all in the market. You need to take as much time as you can in making the final decision because your choice will determine if you will be happy to repay back the loan or not. After comparing the loan lenders, you can now choose the best of them all.
Once that decision is made, you need not to waste more time. All you need to do is to locate the application form and fill it right away. Ensure that you correctly fill the application form as required by the loan lender, after which you will submit and wait to get the money. If it is an urgent need that you want to take care of, you can indicate that on the form in order for it to be processed fast. The probability of getting the money on the same day after application is high with online loan lenders. This is because they process the application form immediately they receive it for the convenience of the loan borrower.