GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Bad Credit No Credit Loans

Bad Credit No Credit Loans

We live an advanced world today. The society has grown manifolds in the past few decades and the needs have grown at a similar pace. Not everyone is economically sufficient but to survive you need the money to satisfy all the basic needs. Loans help you out when you require money to solve some problem but what if you have a bad credit score. There might be a variety of needs that may occur at different points in life. It may be automobile repair, bill payments, healthcare services, house improvement, emergency needs, or payment of over dues. If your credit score is very low and has been worsened by monetary problems like bankruptcy and delayed payments in the past, it can be difficult to get a loan. But with increasing competition in the market organizations have developed that provide you bad credit no credit loans at competitive interest rates. The interest rates might not be as low as that of the normal loans but you can manage to pay them easily over the full repayment period.
Picture of Bad Credit No Credit Loans - Get Cash Instantly!So now there is no shame in having a bad credit history, you will get bad credit no credit loans as easily as you have got if you would have had a good credit score. The money can be in varied amounts. That will depend on the preference of lending authority to offer different amounts of loans. The money lenders do not care about your credit scores and you can also improve your credit score by repaying the loan that you take. This will help you to see off whatever financial crisis you are going through and you could lead a normal life as you do with your normal income.

Different bad credit no credit loans

Bad credit no credit loans are broadly of two types. The first one is the secured type of loans and the second are the unsecured loans. The secured loans demand collateral to be presented at the time of availing the loan. The collateral serves as security in case you are unable to pay back the amount you have borrowed. The money lender will not consider your credit history and you can take this bad credit no credit loans even if you have a bad credit history. Another advantage is the fact that the amount you can borrow can be compared to that of normal loans but you will have to present collateral of similar value. The repayment period varies from 2 years to 20 years and you can choose a flexible period according to you.
The second type of bad credit no credit loans i.e. unsecured loans are much easier to avail than their secured types. They do not ask for any collateral to be presented and moreover are issued in quick time. In extreme cases it may take 2 to 3 days in the issuing of this unsecured bad credit no credit loans. Generally you will receive the money within 24 hours and you can resolve whatever problem you have. There are a few limitations associated with these loans. The amount that can be borrowed is generally very less as no collateral is asked for. High interest rates are another problem associated with unsecured bad credit no credit loans. The repayment period is generally not flexible and you will have to pay back the amount in a short period. Even with these disadvantages, these loans are a great source for solving your short term needs. You do not have to bother about reaching out to the organization time and again. You can give them a call or apply online to get the bad credit no credit loans.