GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Bad Credit Payday Loan

Seeking For Financial Boost? Get a Bad Credit Payday Loan

When your pay day seems to be so far and you find yourself in a terrible financial fix, the only remedy would be for you to seek for a financial boost. In this you might need to get a loan. There are a quite a number of loans that one can get when faced with this kind of problems. Getting a loan can be quite easy if you have been operating on a good credit score. However, if you have a bad credit score, you are likely to find challenges when you seek loans from different loaning companies. It doesn’t imply that if you have a bad credit score you cannot be able to get a loan, there are many financial institutions that would still offer you the loan. If you are going through bad financial situations you can get bad credit payday loan. Just like when applying for any person loan, there are few requirements that one has to meet before getting approved for a pay day loan.

The bad credit payday loan is so much related to the salary that one earns every month. If you are to apply for this type of loan, then it should be ascertained that you have a substantial monthly salary. Having a stable job is one of the basic requirements that one has to meet when applying for this type of job. The applicants need to give relevant information showing that they are employed and earn a salary that can enable them pay back the loan.

Picture of Bad Credit Payday Loan - Easy, Safe and Secure!Unlike any other loans, the bad credit payday loan is normally payable buy deducting the loan amount from the applicants next pay day. This implies that when applying for this type of loan you should be prepared to pay back the loan within the next month. You will not be given a longer grace period. The loans are helpful especially in situations where you have no cash to cater for your outstanding bills. When you apply for this type of loan, the loan panel will take time to review your credit history. This will help them to check whether you can still qualify for the loan or not. Your credit history can be determinant by checking whether you have had any payment defaults or whether you have been declared bankrupt.

Who Qualifies For The Bad Credit Payday Loan?

Anyone who has a stable job can qualify for this type of loan. However there is need to proof that indeed the applicant is working and earns good monthly income that can enable him qualify for the loan. Payday loans are not available for those people who are unemployed. This is due to the fact that the loans are deducted from an applicant’s pay day and if given to unemployed people; it might not be easy to recover it. The unemployed people can still seek for other types of loans available at different money lending institutions. For instance, they can opt to go for secured loans in which they can get loaned basing on the assets in their possession.

If you wish to apply for a payday loan while at the same time having a bad credit score, you need to be prepared to convince the loan panel that you can be able to repay back. You should do this by giving appropriate information regarding your job and salary earned. This is very important information used by the loan panel officials in determining whether you can qualify for the payday loan. Money lending companies who offer this service do it on line. Applicants interested in getting the loan should make use of the internet to search and pick a good a company that will offer you the service.