GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

DOWNLOAD OUR APP NOW!

How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Bad Credit Rating Loans

Get Fast Bad Credit Rating Loans Online

People with bad credit ratings too deserve to get a loan or any other form of financial help. This is because they have financial needs that prompt them to go for loans even with their bad credit situations. Having a bad credit is not usually the end of the world, and it does not mean that one cannot get out of such a situation, that is why they deserve financial support when they really need it. Many money lenders understand this far too well, and they offer out bad credit rating loans to them so that they can deal with their needs as they plan a way in which they will repair their credit in future in order to get loans hassle free.
Many money lenders dealing with bad credit rating loans operate online, because they know that the internet is the place people with bad credit look for whenever thy have a financial need. This is because they probably fear that other money lending institutions like banks and credit unions will not consider them for loans when they have not paid what they owe them already. With online lenders, people with bad credit ratings are assured to get the financial help that they need in order to deal with their financial need amicably and they are sure to repay back the loans so that they can be considered the next time such a need occurs.
The reason why people in need of bad credit rating loans go after online lenders is because the online lenders do not care so much about their credit situation. When you are broke, the last thing you want is people you do not even know asking you about your financial situation. Online lenders do not ask such questions from their clients. That is why people prefer to deal with an online lender who will not care to ask so many questions and who will be discreet about the information that you will give to them when you will be applying for a loan.

Short And Long Term Solution With Bad Credit Rating Loans

Picture of Bad Credit Rating Loans - Safe & Secure!It is possible too to get the money really fast when you are applying for an online bad credit rating loans. Online money lenders do not see the reason as to why they should keep their clients waiting. It is their policy to process a client’s loan as fast as the application for the loan is received. If you have a bad credit score and you are in need of financial help, the lender who you can deal with fast is most preferred because then you will know that he will not take time to research about your credit score rating, which could make him change his mind in granting you the loan. As with online lenders, they are fast because they do not care so much about those details. This is because they believe in the ability of a borrower to repay back a loan even when they are having a bad credit rating.
Online lenders are therefore a better option when you are looking for bad credit rating loans. You will get any amount of money that you are in need of and the loan lender will not care to ask why you need all that money for. While so many offline lenders will try to give you reasons why you need to wait until you repair your credit, online lenders will be there to help you deal with the need that you have without caring so much about such details. This is what will enable you to deal with the needs you have at the moment before you can start thinking about repairing your credit.