GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

DOWNLOAD OUR APP NOW!

How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Best Loans for people with Bad Credit

How to Get Best Loans for People with Bad Credit

Many people will tell you how easy it is to get a loan these days because of the increasing number of loan lenders especially in our country. But with a bad credit, you will always be faced with a difficulty; first, it is because you are reluctant to get involved with loans again after a previous bad experience which left you with a bad credit rating. Second, it is all because of loan lenders, who find it hard to trust people who have a bad credit because of their poor repaying ability. All in all, there are best loans for people with bad credit to benefit from and these are the ones we should be seeking whenever we are in need of some money for a need.
The best loans for people with a bad credit are not found in all loan lending institutions in the country but in a few institutions. This is because not all the money lending institutions are able to give the repayment rate and the terms that a person with a bad credit will prefer in order to be able to repay back a loan. If therefore you are looking for such loans, you need to be very keen and to do a good research before you can settle for one particular loan lender in the market. With so many out there, all you can do is to sample the best and then choose the most appropriate for your needs.

How to Tell the Best Loans for People with Bad Credit

Picture of Best Loans for People with Bad Credit - Borrow up to $1500 now!It will be easy to tell which of the loans a loan lender is dealing with is the best if you have your own criteria which you will use to choose the best as per your needs and preferences. If for instance you are looking for the best loans for people with bad credit, you need to ask yourself what you prefer from such loans, then look for a loan lender who has what you are looking for. The loan has to offer everything that you are in need of in order for it to be the best for you and this is the only way you can be satisfied with a loan you have already acquired.
The best loans should have the terms of repayment that are acceptable to you. This is the main reason why you need to do a research from many loan lenders in order to choose one, which will be best as per the repayment rates. Since you already have a bad credit you do not need to get involved with high repayment rates when you can get a lower rate from another loan lender. This is the more reason why you need to take time in order to get the best in the market. Compare offline loan lenders with online ones in order to know which has the rates that you are willing to go with.
There are loans which come with so many charges which make the total amount of money the loan borrower will pay so much. These are not the best for you. Avoid a loan lender who is including hidden charges in their loans because you will pay so much in the end. It is good to have the loan lender explain why you will repay so much in the end for you to know if you will take the loan or not. Many people are unable to repay back a loan because of these charges and this many make your credit rate worse if you are not careful with your choice. It is always good to go with a loan lender who is charging less.