GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Canada Bad Credit Loans

Canada Bad Credit Loans Companies Giving Unsecured and Secured Loans

In the recent past, there were very few people if any that were willing to give cash or any form of cash especially to people who had a history of bad credit. In Canada nowadays, many people with bad credit can meet their financial obligations with the help of Canada bad credit loans. You can take advantage of these loans, because you can use them to buy a property or even a second hand car. All you need to do is to do good research of the available lenders because there are so many lenders both locally and online.

Canada Bad Credit Loans Have Got the Answer That You Need

Picture of Canada Bad Credit Loans - Get Cash Instantly!The issue of people requiring money to meet their various needs e.g. to complete a project, buy a home or to finance their education is not a strange thing. In fact, a lot of people prefer the option of using loans as very sure way of fulfilling their goals and dreams in life. In Canada people with a history of a bad credit, find very hard to obtain loans especially from the major loans institutions such as the banks. Canada bad credit loans allow the borrowers of bad credit loans, to get some small amount of cash inform of a loan for very short time.

If you find yourself in this uncalled for position of a bad credit, you should not despair or give up on life, as this is something that can happen to any person. With the recent hard economic times caused by the global recession, a lot of companies have had to close down and or reduce the number of their employees. This especially in Canada has resulted in a lot of people loosing their jobs that they relied on to meet their daily financial needs. This catastrophe is one of the basic reasons as to why a lot of people have turned to Canada bad credit loans for their survival.

In Canada these loans are give by many lenders inform of two categories that is secured and unsecured loans. In case of the unsecured loans, you find that the lenders do not ask you to give them an asset of good value e.g. your car that will act as security for the loan that they will avail to you. Canada bad credit loans lenders rely purely on trust that when they give you the loan, you will be able to pay without defaulting since they do not have a collateral, through which they can be able to recover their money incase you may not be able to pay for the loans, therefore they can be referred to as to high risk loan lenders. Sometimes they may also need to rely on the information from your profile evaluation on such thing as your employment, income level and your faithfulness in paying of previous loans.

The other way that any person who has bad or poor credit can get access to loans is through the use of secured loans. This kind of loans normally gives you the chance to acquire a loan from the lenders especially if you have some kind of collateral. The collateral that you provide to Canada bad credit loans lenders will act as a security for the loans that you desire to have, particularly if it is a large amount of money and you have a bad credit history. One of the advantages of these loans is that if you have bad or poor credit and you have an asset for example a house or a car, you can get loan if you’re willing to put them up as a collateral that will act as a security for the loan.