Disclaimer

The Website and Services, and all content, information, products, and functionalities offered on or through the Website are provided on an "AS IS" and "AS AVAILABLE" basis, without any representations, warranties, or conditions of any kind, either express or implied. To the fullest extent permissible under applicable law, Mr. Payday disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

Mr. Payday does not warrant that the Website or Services will be uninterrupted or error-free, that defects will be corrected, or that the Website or the servers that make the Website available are free of viruses or other harmful components. We do not warrant the accuracy, completeness, reliability, or currency of any content or information on the Website. Your use of the Website and Services is at your sole risk.

The information provided on the Website and through our Services is for general informational purposes only and does not constitute financial, legal, or professional advice. It is not intended to be a substitute for professional financial advice from a qualified financial advisor. You should not rely solely on the information provided on this Website for making financial decisions. Before making any financial decisions, including whether to apply for a payday loan, you should consult with a qualified financial advisor who can consider your specific financial circumstances and needs. Mr. Payday is a direct lender offering payday loans, and information on this Website relates to our loan products and application process. We do not provide broader financial planning, debt counseling, or investment advice.

While we endeavor to provide accurate and up-to-date information on the Website, Mr. Payday makes no representations or warranties about the accuracy, reliability, completeness, or timeliness of the content, information, software, text, graphics, links, or communications provided on or through the use of the Website.

Information on the Website may contain typographical errors or inaccuracies and may not be complete or current. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update information at any time without prior notice.

To the maximum extent permitted by applicable Canadian law, Mr. Payday Easy Loans Inc., its directors, officers, employees, agents, licensors, and suppliers shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages, or any damages whatsoever, including but not limited to damages for loss of profits, goodwill, use, data or other intangible losses, arising out of or in any way connected with:

• The use or the inability to use the Website or Services.
• Any errors or omissions in the content of the Website or Services.
• Unauthorized access to or alteration of your transmissions or data.
• Statements or conduct of any third party on the Website or Services.
• Reliance on any content or information obtained from the Website or Services.
• Any other matter relating to the Website or Services.

This limitation of liability applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if Mr. Payday has been advised of the possibility of such damages.

Using the Website or submitting a loan application through the Website does not guarantee loan approval. All loan applications are subject to review and approval by Mr. Payday based on our lending criteria and verification processes. Mr. Payday reserves the right to deny any loan application for any reason, at its sole discretion, consistent with applicable laws and regulations. Loan approval is not guaranteed, and the terms and conditions of any loan, if approved, are subject to a separate loan agreement that you will be required to review and accept.

Payday loans are intended for short-term financial needs and are not designed as a long-term financial solution. They are a high-cost form of borrowing. You should borrow responsibly and only when you have a clear understanding of the costs and repayment terms. If you are experiencing ongoing financial difficulties or relying on payday loans frequently, we strongly recommend seeking financial advice from a qualified credit counselor or financial advisor. There may be more suitable and less expensive financial solutions available to you.

The Website may contain links to third-party websites that are not owned or controlled by Mr. Payday. These links are provided for your convenience only and do not constitute an endorsement or recommendation by Mr. Payday of the content, products, services, or privacy practices of such third-party websites. Mr. Payday has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites. You access and use third-party websites at your own risk, and you should review the terms of use and privacy policies of those websites before using them.

The Website and Services are intended for use only by residents of Canada where payday loans are legally permitted. Mr. Payday makes no representation that the Website or Services are appropriate or available for use in other locations. If you access the Website from outside of Canada, you do so at your own risk and are responsible for compliance with local laws. These disclaimers are governed by and construed in accordance with the laws of the Province of British Columbia and the federal laws of Canada applicable therein, without regard to its conflict of law provisions.

Mr. Payday reserves the right to modify or update this Disclaimer at any time without prior notice. Any changes will be effective immediately upon posting of the updated Disclaimer on the Website. Your continued use of the Website or Services after the posting of changes constitutes your acceptance of the revised Disclaimer. It is your responsibility to review this Disclaimer periodically for changes.

You acknowledge and agree that you are solely responsible for your use of the Website and Services and for any decisions you make based on information obtained from the Website. Mr. Payday shall not be responsible for any losses, damages, or liabilities incurred by you as a result of your use of the Website or Services.

Contact Information

If you have any questions or concerns regarding this Disclaimer, please contact us at:

Mr. Payday Easy Loans Inc. 3989 Henning Dr #214 Burnaby, BC V5C 6P8 Toll Free Phone: 1-877-432-2274 Email: privacy@mrpayday.ca