GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

DOWNLOAD OUR APP NOW!

How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Easy Loans for people with Bad Credit

How to strike a deal for easy loans for people with bad credit

Most people believe that wherever they have a bad credit score, they are automatically locked out from seeking all types of loans that could be at their disposal. Well, this depends from one country to another. If you are living in Canada, then you shouldn’t worry because you still stand a chance of being considered for a chance to get a loan. If you have been planning to seek for a loan and you think you have a low credit score, then you should think of the best money lending companies that shall overlook your credit scores and offer you a loan. If you a prudent guy, you will get easy loans for people with bad credit within a very short time.

Picture of Easy Loans for people with Bad Credit - Borrow up to $1500 NOW!Anyone willing to get a better deal from the money lending companies should ensure that he picks with the right lending partner. More so, he should also be ready to offer any other supporting evidence that would convince the lenders to offer him the loan even though he is heavily indebted. Most of the lending companies are formed by investors who would wish to get a high interest on their investments. That means that wherever you decide to go for these types of loans you will be expected to pay very high interest rates. Remember, investors take a very high risk by lending the money to the public; they can therefore only recover this money by attaching a high interest to it.

Striking a deal with the money lending companies can be a very simple task especially if you understand the terms and conditions applicable to the investment company you are seeking the funds from. This needs a lot of research before an individual lands on the best company to offer him the easy loans for people with bad credit. If you re connected to the internet, then you have the best resource so far. You will need to use it most of the time, navigate from one page to another and compare interest rates and any other factors considered to be important in choosing a money lending company. There are very loan adverts that one can find on the single daily newspaper. If you wish to get more information that will enable you strike a better deal with the loan creditors then do more research.

Apart from the fore mentioned factors, there are few other things that you may also be forced to consider when going for the fast cash loans. Always try to ascertain whether you really need the loan and if you have no other means of raising cash at the moment. If you have any other means of raising cash then you can suspend the loan offers until there is a well established need for it. This is due to the fact that any type of loan is expensive to service regardless of the interest rate you are charged for it. It is therefore important that you only take a loan at times when you have no other way out.

What constitute the easy loans for people with bad credit?

  • The loans are normally given on first come first served basis however; there are terms and conditions that should be met by the applicants.
  • There is a faster application and approval procedure for the loan meaning that the applicants get it as soon as possible.
  • One of the salient features with the easy loans for people with bad credit is that they normally pay it back with a higher interest rate as compared to others.
  • It is also important to note that the loans are normally available to all the people who make applications, however, those who have a good credit record will always have an upper hand in getting their loan application being approved.