GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Guaranteed Bad Credit Loans

There Best Bad Credit Loans Are The Guaranteed Bad Credit Loans

Having a bad credit is reason enough to be denied a loan by a loan lender. This is because you cannot be trusted to honor your end of agreement once the loan lender issues you with the loan you are applying for. This is quite understandable when you look at it from the loan lender’s perspective. That is why many loan lenders put so many restrictions in order to discourage bad credit people from applying for more loans until their credit is repaired. But this cannot stop these people from needing financial support because they too have needs that need a lot of money to be met, and this money may not be available to them. That is why they end up seeking bad credit loans.
With or without all the retributions, a person with a bad credit will end up taking the loan because of the emergency needs that cannot wait for their credit to be repaired so that they can start saving money again or in order to get a good loan. This is what loan lenders need to know in order to stop with all the restrictions they place on these people. However, many people with bad credit can benefit a lot because of all the restrictions and requirements placed by these loan lenders. This is something you need to know in order to go ahead with the loan application if you were thinking of getting a bad credit loan.
Picture of Guaranteed Bad Credit Loans - No Faxing Required!There are bad credits loans which are called guaranteed bad credit loans and these are what many loan lenders, who do not have full trust on bad credit loan borrowers insist on, if the loan borrower is interested in financial support from them. These are loans that will require the loan seeker to get a guarantor in order to get the loan. It may not sound good to a loan seeker who is feeling as if he is not trusted yet he is capable of repaying back a loan, but it can also be beneficial to him in the end. A majority of bad credit loan lenders are issuing out guaranteed loans because they cannot stand loan borrowers who fail to honor their end of agreement yet they are relying on loan repayments in order to make money.

Benefits To Get From Guaranteed Bad Credit Loans

Now that you know that many loan lenders will only give you guaranteed bad credit loans if you have a bad credit, you need to start looking at it positively for the loan to be of help to you. Refusing to go for the loan because you feel that you are not being trusted will not help much. What you need to do is to get a guarantor immediately and get the loan so that you can carter for your need immediately to avoid problems later on. However, it is good to know that there is so much to gain from such a loan.
Guaranteed bad credit loans come with better issuance and repayments terms as compared to all the other bad credit loans. This is so when you get a guarantor who has a good credit already. In fact, your credit rating will not matter to the loan lender if you get a guarantor whose credit is perfect. Then you can get any amount of money that you want without any restrictions at all. A guarantor can be anyone who trusts your ability to repay back a loan, and he can either be a relative or a friend. Getting a guarantor is easy if you have good relations with people and they trust you.