GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Guaranteed Loans for people with Bad Credit

Guaranteed loans for people with bad credit

In case you have bad credit and are looking for a loan, do not worry because you will have your problem solved by the time this article ends. Many people today suffer with bad credit records. Money has become such an important entity that every person is rated according to the money he possesses. The needs are increasing rapidly but there doesn’t seem to be a solution for the common man to satisfy them. But those times are over because guaranteed loans for people with bad credit are gaining popularity. These loans serve to provide you the best of services even in the dearth of money that you have been living in for long. These loans do not consider your past credit records while loaning out the money but the lender will see for him if he can loan out the money to you. He will look for some kind of guarantee that ensures that the amount will be returned on time.
Loaning money to people with bad credit scores is a risky task. These people haven’t had a good experience dealing with money and have had horrid experiences like arrears, bankruptcy, delayed payments etc. This makes the person unsuitable to be considered a viable customer but guaranteed loans for people with bad credit lenders take the chance as they will charge a hefty rate of interest that will take them into the green when if there are situations of non-payment once in a blue moon.

Obtaining guaranteed loans for people with bad credit

Picture of Guaranteed Loans for people with Bad Credit - Get Cash Instantly!These loans are one of the easiest loans to get. The reason is that the amount is always very less and will vary from a paltry sum of $ 100 to $10,000. The reason of the small amount is the bad credit score. Such a person will definitely face problems while repaying a large sum and hence to ensure repayment lenders do not lend large amounts. Since even people with bad credit scores can also avail such loans, more than 90% of the people are eligible. The lenders reject the candidates who fail to guarantee repayment by either showing their income or income of some of their relatives. Such a person cannot be trusted in any circumstance and the lender doesn’t risk giving money to him for a small amount of interest. The lenders focus on customers who have a regular source of income and have a comparatively moderate credit score. These people are efficient in managing money and will definitely repay the amount to avoid any problems in the future. The guaranteed loans for people with bad credit can be obtained immediately. You get the loan within 24 hours of applications. There are different ways associated. You can contact the bank in person or ask an agent to deal with a bank who ensures guarantee or you can even apply online and the money will be instantly transferred to your account.
The biggest advantage of guaranteed loans for people with bad credit is that you can resolve your urgent needs. Any problem can occur at any point of time in life ad you need to take steps in order to avoid further problems and these loans serve as the best choice in these situations of financial crunches. Another advantage that comes with these loans is that the repayment period is generally very flexible. This is because the lenders want the customers to face no problems in returning the loan. They want to ensure that the installments are paid on time so that they do not encounter any losses.