Educational Materials for Payday Loans Customers in Ontario

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Since 2002 Mr. Payday has been helping Canadians to get the cash at times when they need it the most. We provide online payday loans and easy cash advances in British Columbia (Vancouver, Surrey,Victoria, Abbotsford and others), in Alberta (Calgary, Edmonton, and others), in Ontario (Toronto, Ottawa, Kingston, Brampton, Hamilton and others).

Implications of non payment

Financial implications
All past due accounts are subject to an interest rate of up to 59% APR depending on your province. All returned pre-authorized payments are subject to a NSF fee of up to $50 depending on your province.

Impact on Your Credit Score
All delinquent accounts are being reported to a third party consumer reporting agency, which impacts your credit score. Failure to repay your loan will result in information regarding your delinquency or default on your account being reported.

Collection practices
All delinquent loans are collected using all available legal remedies such as legal debt collection and civil court action.