GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

How to Get a Loan with Bad Credit

Picture of How to Get a Loan with Bad Credit - Get Cash Instantly!Learn How to Get a Loan with Bad Credit

Not many people with a bad credit will know how to get a loan with bad credit. This is because they do not believe in the possibility of the same. Some have decided not to get involved with loans anymore but when they get needs that require a substantial amount of money that they cannot raise, they are lost on what to do. There is nothing wrong with getting a loan in a bad credit situation as long as you know what to do in order to improve your chances of getting the loan. Many loan lenders place so many restrictions in order to discourage people with bad credit from applying for loans, but you can still get over the restrictions and get the money that you need really badly.
The first thing you need to know is where to go when you are in need of a bad credit loan. There are specific loan lenders who deal with such loans and these are the ones you should get in touch with in order to learn from them how to get a loan with bad credit. You do not have to wait until the time you are faced with a need to do this. You can ask as soon as immediately your credit situation is determined in order to be ready to deal with a need as soon as it occurs. This is what will give the peace of mind that you want in life. If you have a need already, it is also not late to get started in that learning so that you can get a loan before it is too late to deal with the need.

Important Tips on How to Get a Loan with Bad Credit

There are loan lenders dealing with bad credit loans that have very strict repayment terms and there are others who are lenient on their clients in maters pertaining to repayment of the loan. You need to know which of the loan lenders the best is in order to apply a loan from them immediately you are faced with a need. The best way to learn this is by getting in contact with the loan lenders that you know about and learning all about their bad credit loans and then comparing the results of all of them thereafter.
Also, it is possible to get a bad credit loan with good repayment terms and conditions if you have a co-signer. This can be anyone that you know about, who is willing to act as a co-signer for you. There are people who have a bad credit at the moment because of their past loans but their financial situations are good such that they can repay back a loan they acquire at the moment. Their friends can act as co-signers for them because these friends know their financial abilities really well so that these people will not have to deal with all the restrictions when getting a bad credit loan.
There are so many things to learn about how to get a loan with bad credit, and all this can be learned form a bad credit loan lender or in online sites which publish such information. This information can help you so much in getting a loan with a bad credit without feeling all the hardships of dealing with high repayment rates and strict repayment periods. Having a bad credit does not mean that you are incapable of repaying back a loan, but there are loan lenders who treat these people as if they are financially incapable of repaying back a loan.