GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Loan Bad Credit Canada

Types of Loan Bad Credit Canada that you are likely to get

Initially people who had a bad credit history could not manage to get a fast cash loan to enable them resolve emergency issues. However, things have changed nowadays in Canada and even those who have a bad loan history can still manage to get the loan. This is indeed quite encouraging given the fact that most people have been experiencing hard economic times that needs them to solicit for some cash. This normally happens in the middle on the month where one has no capability of raising enough cash to sustain them. One of the reasons that would force someone to seek for a loan bad credit Canada is when in need of instant cash to clear outstanding bills. Some would want to cater for medical bills, educational fees etc.

Picture of Loan Bad Credit Canada - Easy, Safe and Secure!Before deciding to go for loan bad credit Canada, you should understand some of the terms and conditions applicable. There are quite a number of loaning companies in Canada and they have different terms and conditions applicable especially when one applies for the loan. Despite this, there are some outstanding common factors that most money lending companies require the customers to meet before being given a chance to get the loan.  For instance, every loan applicant should provide his banking details and ensure that the bank account he gives has been active for the last three months. This enables the lending companies to track the loan applicant after taking the loan. It is also vital for the loan applicant to show proof that he is currently employed. He should indicate on the application form his place of work and how long he has been working at the indicated place of work. It is also important to show any other relevant information especially the contact addresses and any other issue considered as important during the application.

As earlier said, those who have bad credit history can also be able to get cash loans. However, this is depends on a number of issues. In this case, there are two types of loan categories that one can apply for. It simply implies that before seeking for a loan in Canada you need to ascertain which category you fall into.

Types of loan bad credit Canada that you are likely to get

  • Secured Loans
    When applying for the bad credit loans you should ascertain whether you are falling under the secured loan category. The secured loan implies that when you borrow the loan, you should give a certain asset to stand in as security. You can provide your car, house or any other asset that you feel is worthy the amount of loan that you are taking. People who have a bad credit history are normally asked to provide this information for faster processing of the loan bad credit Canada.
  • Unsecured loans
    When you go for the unsecured loans, you are not asked to provide a certain security for your loan. These types of loans are normally offered to those people who have good credit scores on their credit cards. They also have stable jobs with stable incomes that can sustain their loans. People going for these types of loans always have chance of getting approved as soon as possible because their stable jobs acts as the security for the loans.

Any time you decide to go for a loan ensure that at least you have a certain asset that can be attached to it. This ensures that you qualify for the loan as wherever you apply for it. It is also important that you do some research on the type of loans available within the region so that you can be able to get the loan immediately when you apply for it.