GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Loan Bad Credit

Factors To Remember When Going For Loan Bad Credit

Thousands of people out there have a bad credit history. Most of them wonder how best they can get out of it but things have never worked out. If you are in this situation, you shouldn’t worry because with the right financial advice, you are likely to get over your financial woos.  You can get a loan from one of the money lending companies and replenish your financial status. You can get this loan from one of the leading money lenders if you meet the laid down requirements. Getting a loan bad credit may not be that easy especially for those people who are making the applications for the first time. For those who understand how it works, it is a very simple exercise that can be done online and be complicated within few minutes. It may only need you to understand simple terms and conditions given by the money lending companies and then make your application.

If you have never applied for a loan bad credit, then it is important to note a few vital facts associated with this type of loan. When you understand these simple facts you will be in a better position of making an informed decision of whether you can go ahead and apply for the loan or try some other means of getting money.

Important Facts On The Loan Bad Credit

  • Money lending companies can offer diversified loan services. Therefore when you make your application while you have a bad credit score, you still stand a chance of being approved.
  • You are likely to get varying interest rates, this depends with the amount of money you are borrowing and the type of asset that you are attaching on your loan. At times you will find that the interest rate you had anticipated to be charged to is quite different from what you get after getting the loan.
  • If you apply for the loan bad credit and you get it on secured loan basis, then you might discover that you have a lower interest rate as compared to those who have opt to go for unsecured loan.
  • One other important notable thing is that these types of loans always attract a high interest rate whether you take them on a secured loan basis or not. You should therefore be prepared to pay back the loan with a very high interest rate.

Picture of Loan Bad Credit - Quickly qualify for a payday loan and get the money you need fast.With the fore mentioned factors, you already know what to expect when going for loans at a time when you have bad credit history. It is always important to determine how much you would want from the lending companies. This will help you ascertain how much you will pay back. It also helps you plan in advance on how you will use the loan money. Before going for the loan, you should seek advice from leading financial advisors on how best you can improve your credit score. Reducing your debts is a good step in ensuring that you have a stable cash flow.

The internet offers more information on how best you can manage your finances. It is therefore important to take it as priority and go through financial material available on the internet; it will help you a great deal. You can also get this information when you read finance based newspapers and pamphlets. Some people make a point of seeking more information from the company lending them the money. This is also important given the fact that the financiers have vast experience in issues related to money. If you always find yourself in a situation where you need to borrow money from friends or you need to get a loan to boost your cash flow, then you might having a financial problem that you need to address as soon as possible.

Factors To Remember When Going For Loan Bad Credit

Thousands of people out there have a bad credit history. Most of them wonder how best they can get out of it but things have never worked out. If you are in this situation, you shouldn’t worry because with the right financial advice, you are likely to get over your financial woos.  You can get a loan from one of the money lending companies and replenish your financial status. You can get this loan from one of the leading money lenders if you meet the laid down requirements. Getting a loan bad credit may not be that easy especially for those people who are making the applications for the first time. For those who understand how it works, it is a very simple exercise that can be done online and be complicated within few minutes. It may only need you to understand simple terms and conditions given by the money lending companies and then make your application.

If you have never applied for a loan bad credit, then it is important to note a few vital facts associated with this type of loan. When you understand these simple facts you will be in a better position of making an informed decision of whether you can go ahead and apply for the loan or try some other means of getting money.

Important Facts On The Loan Bad Credit

  •  Money lending companies can offer diversified loan services. Therefore when you make your application while you have a bad credit score, you still stand a chance of being approved.
  • You are likely to get varying interest rates, this depends with the amount of money you are borrowing and the type of asset that you are attaching on your loan. At times you will find that the interest rate you had anticipated to be charged to is quite different from what you get after getting the loan.
  • If you apply for the loan bad credit and you get it on secured loan basis, then you might discover that you have a lower interest rate as compared to those who have opt to go for unsecured loan.
  •  One other important notable thing is that these types of loans always attract a high interest rate whether you take them on a secured loan basis or not. You should therefore be prepared to pay back the loan with a very high interest rate.

With the fore mentioned factors, you already know what to expect when going for loans at a time when you have bad credit history. It is always important to determine how much you would want from the lending companies. This will help you ascertain how much you will pay back. It also helps you plan in advance on how you will use the loan money. Before going for the loan, you should seek advice from leading financial advisors on how best you can improve your credit score. Reducing your debts is a good step in ensuring that you have a stable cash flow.

The internet offers more information on how best you can manage your finances. It is therefore important to take it as priority and go through financial material available on the internet; it will help you a great deal. You can also get this information when you read finance based newspapers and pamphlets. Some people make a point of seeking more information from the company lending them the money. This is also important given the fact that the financiers have vast experience in issues related to money. If you always find yourself in a situation where you need to borrow money from friends or you need to get a loan to boost your cash flow, then you might having a financial problem that you need to address as soon as possible.