GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

DOWNLOAD OUR APP NOW!

How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Loan for People with Bad Credit

Benefits of Applying for an Online Loan for People with Bad Credit

Many people who have a bad credit shy away from seeking loans from their former loan lenders like banks and credit unions because they are not sure if they will ever be considered for more loans after they had delayed in repaying back a loan they had acquired before, or after they had failed to honor the repayment of the loan they had acquired before. That is why most of them look for loan lenders online whenever they have a financial need that cannot wait until they repair their credit. There are so many benefits that you will get if you apply for an online loan for people with bad credit.

The benefits to get from an online application for a loan for people with bad credit

Picture of Loan for People with Bad Credit - You will have access to a loan of up to 1500One main advantage to benefit from an online application for this kind of loan is that the loan is processed fast and the loan borrower can get the money as soon as they need it. Many people who apply for loans when they already have a bad credit are those who are facing urgent needs that cannot wait until they repair their credit, that is why they need the money fast in order to deal with the emergency need, something that a loan lender dealing with online loans can offer very easily. It is very easy to get a loan within 24 hours with these online loan applications.
The reason why these applications are that fast is because the applicant is required to submit only the application form. One form is very easy to process and it takes a very short time for the loan lender to process the application in order to grant the loan borrower the money they need so badly. This is much easier than dealing with loans from other money lending institutions where you will be required to submit so many supporting documents in order to qualify to get a loan. With an online application for a loan for people with bad credit, no one will need you to fax any document and the application will be enough to grant you the loan that you are in need of.
Another advantage of making an online application when you are looking for a loan for people with bad credit is that you will get a chance not to discuss your financial situation with a total stranger. This is something many people with a bad credit dislike the most in as much as they need the money. With an online money lender, you will not meet up with a loan lender in order to discuss your financial situation with them; therefore you will not have to deal with explaining to your loan lender why you have a bad credit in the first place and what you need the money for. The freedom to apply for a loan without explaining so much about you is what many loan borrowers get with online applications.
Online applications are also good because you can get any amount of money you want for any kind of need. The loan lenders operating online do not base their loan issuance on the need of the client or even on the amount of money the client is borrowing. This is as long as you have agreed to the terms and conditions of the loan lender. You therefore do not need to worry about the gravity of your problem since you can get the money you need in order to cater for the need. Online lenders too do not base their loan issuance on the credit rating of the borrower.