GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Loan Lenders for People with Bad Credit

Identifying Best Loan Lenders for People with Bad Credit

With the number of people who find themselves in bad credit rating situations increasing by the day, the demand for bad credit loans is also following suit. Bad credit loans are helping many people get back on their feet again financially but they can be an added nightmare if one has little knowledge about how they work or lands on a bad lender. Loan lenders for people with bad credit are the ones who are supposed to inform them everything concerning bad credit loans. They are the ones to tell you the types of bad credit loans and the requirements or conditions attached to each type. Therefore, it becomes very important to find yourself a reliable bad credit loan lender.

Picture of Loan Lenders for People with Bad Credit - No Faxing Required!The best way to identify the best loan lenders for people with bad credit is by comparing the loan terms of as many loan lenders as possible. Usually the internet is the best place to find bad credit loan lenders and it is after that when you can start making the comparisons. When trying to figure out the kind of lenders you should approach, the first thing that should be on your mind is what are the interest rates and quotes they offer for their loans. It is easy to settle for loans with high interest rates when there are equally good offers you can take advantage of at a much lower interest rate. Remember, a higher interest will mean that your monthly payments will definitely be high which is why one has ensure they get hold of the best interest offers.

Loan Lenders For People With Bad Credit Payment Conditions

The payment procedure is yet another thing you may want to consider. Different loan lenders for people with bad credit have different conditions for repaying. Some conditions may be suitable to you while others may simply be inconvenient. Therefore one has to make enough inquiries concerning the payment procedure of each lender in order to be able to pick on the best. Matters concerning payment procedures for bad credit loans require one to have analyzed your financial status prior to searching for a bad credit loan lender. This exercise is meant to enable you know how much you can afford for monthly payments and be able to reject any offers that are way past your reach.

The Better Business Bureau can also be of great help in knowing a reliable bad credit loan lender. BBB ranks bad credit companies according to how great and effective they are in their operations. Through the Better Business Bureau you will therefore know every negative comment that has been made about a certain lender and reconsider your choice if necessary. Most if not all great loan lenders for people with bad credit will have very good ratings from BBB.

Bad credit loan fees just like interest rates vary with different lenders. Always check and confirm that reasonable fees are charged. Hasty decision making in the loan lender selection process is often the cause of one accepting a loan that has unreasonably high fees charged. Good companies giving bad credit loans ought to give up front information concerning the fees that are charged. If not, particularly inquire about the same and after some comparisons, a better fee charging company can be identified.

Your final step in identifying good loan lenders for people with bad credit is considering the terms of the particular loan you want for instance small business bad credit loans. Important factors to note should be whether a credit check will be conducted, how instant the loan is paid and whether there is need for collateral or not; among many others. Such factors are of high importance due to urgency of most financial needs.