GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Loan with Bad Credit

Requirements in Getting a Loan with Bad Credit

With a bad credit, chances that you will need a loan with bad credit are high. In fact, there is no reason why you will not need financial support because you are still human, and needs are inevitable as far as humans are concerned. These days, the needs that we face are more than our ability to finance them because of the increasing cost of living. The good news is that we can still get financial support even with a bad credit situation from some loan lenders who deal with bad credit loans. All you need to know is what is required of you by the different loan lenders in order to get ready when the time to get the loan will come.
There are so many loan lenders these days who are issuing out bad credit loans, and each of them has things that they need the loan borrower to do or to submit in order to get the loan thereafter. If you will not meet the requirements of the loan lender, then you will not get a loan with bad credit; it is as simple as that. If therefore you really want the loan, you should be keen on what a loan lender that you are eying is asking of his clients in order to improve your chances of getting the loan. Like I said, different loan lenders have different requirements. In order to choose the best of them all, learn their various requirements in order to go for the one whose requirements are easy for you.

Various Requirements to Get a Loan with Bad Credit

Picture of Loan with Bad Credit - Different loan lenders have different requirements. Online bad credit loan lenders do not ask much from their loan borrowers. This is because they like making things easier for their clients, the way the internet should do. All they need is a correctly and accurately filled application form which should be submitted immediately for the loan lender to get the money that they need so much. If therefore you have an online loan lender in mind, all you need to do is to check out their loan application form and then fill it up. Take time to ensure that every space is correctly filled, before submitting it. You can recheck it all over again for any errors or incorrect information. The application letter will determine by a great percentage if you will get the loan or not.
Another bad credit loan lender who has his own requirements is the bank. Most banks have the same requirements when it comes to issuance if bad credit loans. One thing you need to have in order to get a good bad credit loan from the bank is a co-signer. This is a person who will make things easier for you to get a loan from the bank in the best terms possible. Without a co-signer, chances of getting the loan are very slim, and you may no get the loan with bad credit.
A bank will also allow you to name an asset as security if you do not have a co-signer in order to get a bad credit loan easily. If not, you will get the money but with high repayments rates because if your bad credit situation. If you are in no position to name an asset, maybe you are a student, you will have to get a co-signer. Some banks can agree to give you money without placing all these restrictions though if the need you have is if an urgent nature and of utmost importance. That is why it is good to state why you need the loan in the first place.