GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Loans Bad Credit

Types of Loans Bad Credit that One Can Get

Quite a number of people go through stressful financial moments month after month. This could happen to you as a result of a number of things. For instance, it could be due to unemployment or loss of a job, divorce or as result of natural calamities like floods that cause damage to our properties. Such unforeseen circumstances might force you to get a negative credit score. If you find yourself in a situation where you are unable to pay your bills or cater for your basic needs then you will need to look for the best way out. In this case, you will need to seek for the best ways that can help you improve your financial status. In this case, you need to request for loans bad credit to enable you get over the tormenting financial difficulties. When you seek for this type of loans, you will be required to observe a number of things.

Basic Features for Loans Bad Credit

  • Online application for the loan.
  • Instant approval for those who qualify for the loan.
  • Deposit of the loan amount in applicant’s account once approved.
  • Applicants to meet basic requirements before applying.

Applying for loans bad credit needs you to consider whether you want to get secured loans or unsecured ones. It has been ascertained that those who wish to get loans while at the same time facing a bad credit score end up being advised to apply for the secured loans. If you fall in a category for people who have a history of bad credit then you always need to apply for a secured loan. Secured loans have many advantages for people with financial difficulties. One basic advantage with people going for secured loans is that they can be able to apply for it and get within the shortest time possible. Most lending companies find it easy to approve loans of people who have applied for secured loans. The loans also attract a very low interest rate. Secured loans need the applicant to attach a certain asset to the loan and therefore the applicant gets a less amount of interest on his loan.

Picture of Loans Bad Credit - Get Money in 30 minutes!One can also apply for the unsecured loans but then this would depend on the amount of income that one earns monthly. Anytime you make an application for unsecured loans, your money lending company will need you to provide supporting information. Basic information regarding your employment, bank details and contact address will be very much important. The applicant is also required to proof that he will be able to pay the amount when it falls due. Apart from the unsecured loans, people with bad credit history can also apply for payday loans. They are normally given to people experiencing hard financial situations. If you are seeking for a loans bad credit, you can opt for the payday loans category.

When applying for any type of loan, there are requirements that you are supposed to fulfill. This is applicable at the time of application of the loan. Different money lending companies have different requirements that one has to meet before getting an approval for the loan. You should pay attention to all the important requirements that have been put forth by the company offering you the service. Make sure that you do a self examination to ascertain if you merit for the loan. When you succeed getting a loan, you should also remember that that you need to pay it back as soon as it falls due. At the same time, you should also look for ways of avoiding any further debt accumulation. You could do this by seeking for financial advice or getting more education on how can save.