GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Loans Canada Bad Credit

How Loans Canada Bad Credit Works

In hard economic times, different people will have different needs for money. When going through hard economic times, some would still need to pay their accrued bills, buy a new car, or just get money to spend on holiday vacation with their family. You can come across very many money lending companies in Canada, however, it is important that you always get one that has the best money lending policies. Money lending companies vary from each other basing on their terms and conditions and also basing on the requirements they put forth when one applies for a loan. Anyone who has a good credit score can directly apply for a loan and get it. Problems arise when you have a bad credit rating and you still want to get a loan. There are quite a number of lending companies that will advance a loan to you whether you are on good or bad credit rating. It is only important that you provide the necessary information before you get loaned. There are a few steps that you will need to follow when seeking for loans Canada bad credit services.

Important Factors That Can Help You Avoid Borrowing Loans Canada Bad Credit

  •  Save some money every month.
  •  Request for your credit report time after time
  •  Avoid borrowing loans from companies that have a high interest.
  •  Seek for financial advice from reputable financial institutions.

Picture of Loans Canada Bad Credit - Get Cash Instantly!Leading money lending companies have almost similar requirements when one is applying for loans Canada bad credit money. A leading company likes BHM financial always require applicants to make their application on line. That means that if you are interested in getting a loan from any of the Canadian money lending companies then you need to do it on-line. In the first place you will need to make a thorough search and pick one that you feel has the best service. You will then make your application by filling up on the online forms. If you succeed in getting a suitable company, you will discover that the application is simple and easy because the information needed is basically on issues that the applicant can recall.

After making online application for the loans Canada bad credit, the next step would be to wait for it to be approved. From application to approval, it might take an average of a day. Some companies can approve your loan application within an hour’s time. For those who have a bad credit score it might take some longer time. The loan panel officers will need to take some time to go through your credit credentials before either approving or rejecting your application. If you had applied for a secured loan due to your bad credit history, then more time is required to proof your suitability for the loan.

Any loan applicant who gets approved for the loan is notified immediately. In most cases, the applicants are notified through a phone call or via their mail addresses. This is reason as to whey you should always provide accurate contact information when filling up the application form. Lucky applicants will get money deposited in their accounts as soon as they are notified of the loan approval. For others, it can take day few hours before the money is finally deposited in their accounts. When you get the money on your bank account or on your credit card, make sure that you use it wisely because in a few days time you will start paying back.

Applying and getting a loan is a simple procedure, however if you are operating on a bad credit score, ensure that you do a research on how best you can better your financial situations. Borrowing loans now and then might further worsen your credit situation. Where you feel like you have accumulated many debts, you can decide to borrow a consolidated bad credit loan to pay all your debts all at once. You can also apply the following factors.