GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Loans for Bad Credit Canada

Important Things to Note When Applying for Loans for Bad Credit Canada

It is very normal to have an urgent financial need that you can not take care of financially when you are still facing a bad credit issue. Many people swear not to get more loans when they realize that they have a bad credit, which is not possible. This is because many financial needs that we have are inevitable and they will demand more than we can offer, that is why we end up seeking more loans. Loans for bad credit Canada is out there, and they are being issued out by the many loan lenders that we have in the country. These are what every person with a need and they have a bad credit in Canada needs to look out for.
Getting these loans is not easy though. First, it is because of the insecurity we feel about ourselves for failing to either pay back a loan we have borrowed, or to delay in payment of a loan we have acquired before, hence our bad credit situation. The other thing that makes it not possible to get these loans is that not all loan lenders will trust a person who is already having a bad credit with more loans, because most of the loan lenders feel that these people will still not be able to repay back what they are borrowing. But there are those who understand the financial needs of the many people with a bad credit, and they still issue out these loans to them, basing their facts on, the credit situation of a person should not judge their ability to repay back a loan in future.

What to note when applying for loans for bad credit Canada

Picture of Loans for Bad Credit Canada - We provide access to bad credit loans, fast and easy!There are two types of loans that you will be eligible to get when you have a bad credit, and one of the loans is the secured loans for bad credit Canada. These are the most issued out loans in Canada to the people who have a bad credit. With these kinds of loans, you will require to secure the loan with an asset that you have in order for the loan lender to feel at ease when issuing you these loans in your credit situation. It is quite normal for them not to trust you especially if you fail totally to repay back a loan in the past, but the security will work favors on your behalf.
We also have the unsecured loans for bad credit Canada, and these are quite rare although they are still there. If you do not have an asset to place as security on your loan and you still want financial support then you have to look for these kinds of loans. Researching about them online will give you so many loan lenders to choose from and you can compare their rates, hidden charges as well as their repayment terms in order to choose the one who is offering what you are okay with. It is very easy to get these loans online as compared to looking for them offline.
As you can see, getting a loan when you have a bad credit is not as hard as many people think. This is because having a bad credit is never the end of everything; life goes on and the needs you had before will still be there. Locating a loan lender who is dealing with these kinds of loans earlier will put you in a better position to get a loan as soon as you are needy in order to deal with your needs fast especially when it comes to urgent needs.