GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Loans For Bad Credit History

Why You Should Not Shy Away Borrowing Loans For Bad Credit History

If you find yourself in a situation where you need to borrow some loan for sustainability, then you must be going through hard financial times. In times like this, you will need to get an instant loan from a good money lending company. Not all the people who apply for the loans end up getting them. There are always certain requirements that one has to meet before getting approved for the loan. One of the things that should be noted when applying for any type of loan is how long it would take before you finally get the loan. Most loan applicants prefer to get their loans approved instantly and the cash deposited in their bank accounts, however this is not case when you apply for the loan. There should be some time taken to check on the applicant’s legibility. Those who have bad debts accrued to them can also apply for the loan even though some of them doubt whether they can get an approval. If you reside in Canada and you need loans for bad credit history, then you can be sure of applying and getting them.

Perhaps you are looking forward to apply for loans for bad credit history; you only need to consider a few factors. Remember, majority of the money lending companies don’t offer loans for bad credit history. Therefore if you need to get a loan and you have had a bad credit score then you need to proof to the lending company that you can be able to pay back. In this case you will need to provide a certain asset to act as security for the loan you are applying. The best option would be for you to get a secured loan

Picture of Loans For Bad Credit History - No Faxing Required!Secured loans are offered on the basis of the available assets of the borrower. Money lending companies are prepared to offer you a loan regardless of your credit history as long as you can provide a certain asset to act as the security measure or cover up. If you are going for a larger amount, then you need to have it covered by a more valuable asset like your home or probably your whole estate. Small secured loans can be covered by the smaller assets like your car, and any other valuable machinery.

At times people running low on their credit can also go for the unsecured loans. This can only happen if the loaning companies can proof that you have a stable income which is even much more than the loan you are borrowing. You can get an approval to get the loan if you can provide the right information.

Unsecured Bigger Advantage For Loans For Bad Credit History

  • The borrowers don’t run a risk of loosing their assets when they default on loan payments or when they finally fail to pay.
  • It enables the borrower get the loan as soon as possible. It doesn’t take time for the money lenders to proof that indeed you have asset.

Despite this, going for the unsecured loan is also disadvantageous in the sense that the borrowers have to incur very high interest rates. In the end, they might pay back more than those who had gone for the secured loans. With this in mind, it is important to consider other factors before opting to go for a loan. If you are have unfavorable credit history, it implies that you have a much deeper financial problem than you might think. It is important to seek for financial counseling and advice to enable you get out of this problem completely. Otherwise you could end up borrowing more and more every month.