GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Loans For Bad Credit In Canada

Reasons That Should Make You Go For Loans For Bad Credit In Canada

Anyone who goes for a loan has a very important reason that makes them do it. If you face repeated financial difficulties that force you to borrow loans time after time, then you need a long term solution to your problem, otherwise you might end up be declared completely bankrupt. There are very many financial institutions in Canada that offer loan services. You can either get loaned for a personal loan, payday loan, home repair loan or any other type of loan that you want. When talking of loaning services, attention is drawn to those people who have negative credit rating. Some of them wonder if they can get loaning services from money lending services after recording bad credit scores in the past. Well, this depends from one company to another. Different companies come up with different requirements which have to be fulfilled by the applicants before the loan is approved. While some money lending companies may deny you a chance to get loans for bad credit in Canada, there are others who can offer you the chance to get the loan irrespective of your credit rating.

Points To Note When Seeking For Loans For Bad Credit In Canada

• Seek services that do not take much concern on credit check.
• Ensure that you do a thorough research before applying for a loan from any money lending company. Check on the interest rates and loan application requirements.
• Always go for a money lending company that can offer you instant services.
• When you fail to get approved for a loan in one money lending company, move to the next and make your application.

Picture of Loans For Bad Credit In Canada - Fast & Easy!If you succeed to get a company that offers loans for bad credit in Canada, then you are likely to apply for two categories of the loan. You might be forced to apply for a secured loan or unsecured loan. People with a history of bad credit history normally prefer to apply for secured loans.  A secured loan is one in which the applicant is required to offer one of his assets as a security when applying for the loan. The asset given should be of good value and be in good condition to be disposed off. It simply implies that if an applicant fails to pay back the loan money then the lending company will have mandate to dispose off the asset and recover the money. One great advantage with the secured loans is that the applicant gets a low interest charge as compared to those who go for unsecured loans. If you are running low on your credit score and you need a loan then you need to apply for a secured loan. Your assets will save you a great seal.

Apart from the secured loans, people seeking for loans for bad credit in Canada can also make an application for the unsecured loans. Even though, it is not easy to be approved for such loans while undergoing a financial recess, some companies can still approve you for the loan as long as you proof you are able to pay. Unsecured loans are offered on the basis of the fact that the accrued money would be recovered from your salary. You should therefore be ready to commit your salary to the loan. Incidentally, this type of loan attracts a high interest rate especially if it is established that you need then loan while at the same time you have a bad credit rating.

When seeking for any loan services in Canada, you need to take time and research on the best company that would offer you the service.  You can get this vital information when you utilize resourceful features like the internet, finance magazines and business documentary materials. You can also seek more information and financial advice from your friends or finance institutions.