GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Loans for Bad Credit People

Why Loans for Bad Credit People Are Not Always Guaranteed

Having a bad credit rating is one thing that most people in the financial circles don’t like. As bad as it is, it happens to very many people around the world. When you eventually find yourself on bad credit score, you will be interested in coming out of it as soon as possible. There might not be very many options for you to avert this situation. You might be forced to get an instant loan to help you correct this situation. Applying for a loan while at the same time you have a negative credit rating is not that easy. In the first place, it would need you to make a search for the best money lending company on the internet. Secondly, you will need to make an application and hope that it gets approved. This is probably the reason why loans for bad credit people are never guaranteed. At times it needs you to convince the loan approval panel that you will be able to pay before you get the loan. There are few things that are always emphasized when one is seeking for this type of loans. Never shy away from applying for the loans whether you are operating on a negative or a positive credit rating. If you feel you can fulfill in the requirements offered by the loaning companies then you should go ahead and apply.

How You Can Stop Borrowing Loans For Bad Credit People

  • Ensure that you always make your payments in cash. This will enable you avoid creating more debts and eventually get back to financial stability.
  •  When you borrow loans make sure that you pay them off as soon as they accrue. You should never default in paying your debts at all times.
  • Ensure that you get timely reports on your credit score. Contact your money lending and business service providers to update you on your credit worthiness time after time.
  •  You can also seek for more information by doing your own research on the internet.

Picture of Loans for Bad Credit People - Get Cash Instantly!Applicants for loans for bad credit people are normally done online. It implies that when you need to be loaned and you have bad credit score then you need to make your application on line. The loan panel officials will take time to assess your application to ascertain if you qualify. If you already have a bad credit score there would be a thorough scrutiny of your application but this doesn’t mean that you will be denied a chance of getting loaned. Where possible, the loaning companies will advice you on the most appropriate service suitable for your financial position.

People with a bad credit score are always advised to get secured loans. It has been noted that when you have a bad credit score and you apply for this type of loans then you have a high chance of getting approved for it. Secured loans need the applicants to attach a certain asset to it and many applicants can qualify for them despite their current financial situations. If you need loans for bad credit people, then make a point of applying for the secured loan. Apart from getting the loan quite easily, you will also be subjected to a lower interest rate than any other loans offered to you.

You should not always have tendency of applying for loans wherever you have a financial problem. Where possible, you need to find some other economic way out of resolving your financial problems. For instance, you can decide to dispose off some of your assets to get enough cash to sustain you during hard times. You might also need to look for other strategic measures that would strengthen your financial position.