GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Loans For People With Bad Credit History

Banks Do Not Allow For Loans For People With Bad Credit History

If you have a bad credit history, there is a great possibility that you will not be getting any loan from most of the banks here in Canada because there are traces of credits that you still have not paid, and banks do not deal with people who are not able to meet the targets of paying borrowed money in time. Even if it is your first time to apply for a loan in a bank, you can be sure that it will be a bit of a process because there is no credibility showing that you pay off your loans in time, as you have no records showing your historical credit payments. This is why loans for people with bad credit history are not given out in banks but from lenders in Canada who are willing and ready to take the risk.

A Company Where There Is No Need Of Checking Credit History For Loans For People With Bad Credit History

Picture of Loans For People With Bad Credit History - Get Cash Instantly! The loans for people with bad credit history should be given out without even checking the credit history of the individual because it might be a bit discouraging. This is why banks have to check the history of an individual seeking for a loan so that they are able to find out the credibility of this individual before the give you a loan. Banks such as Royal bank, BMO, Scotia bank and TD bank will not give you any loan if you have a bad credit history.  This is their rule and we all have to abide by it for reasons better known to all of us.
Now that banks are out in terms of giving you a loan with your bad credit history, there is reason for you to know that at hand is an alternative in your getting of a loan through the assistance of companies in Canada, which have the services of bad credit loans being offered. These companies are a good alternative because they have the right connections to the right lenders who will give you your desired loan, without even checking your credit history. Your credit history is out of the picture so as a borrower you are more relaxed when applying for the loan. The service offered under loans for people with bad credit history is called the payday credit loan service, and it is the best angle to approach your credit loan history problem.
A company that is able to offer loans for people with bad credit history has its own advantages which you will get to enjoy as the borrower of the loan. First of all, because it is a company with the right connections, you will enjoy faster approval of your loan either online or on a one on one basis, you will get to pay low interest rates because they are not looking at your credit history and also the optimum amount that you need in order to cater for your immediate needs. It is better you settle for these companies because of the advantages that you will enjoy all through.
A bank is not denying you the right to have a loan, they are just securing their money because according to them, you do not seem to manage your accounts and deal with your loan payments in time, so it is better if they deny your application for the sake of securing their bank. They don’t deal with loans for people with bad credit history mainly because of this reason, which is why lenders are the best option if you know your credit history is not that good.