GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Loans For People With Bad Credit Rating

Why You May Need Loans For People With Bad Credit Rating

People are different and all of us have different financial abilities. There are those people who can afford everything that they need while there are others who have to look for a loan first before they can cater for a certain need. For the latter, they have to do that every time they have a need, and that could mean that in the end, they may not be able to repay back all the money the owe to their loan lenders. This will make them have a bad credit score in the long run. With a bad credit score, you can only qualify to get loans for people with bad credit rating and not the ordinary loans.
Loans for people with bad credit rating are different from all the other loans that people apply for. While people with a good credit score can qualify to get a loan hassle free, those others with a bad credit score have to look for a loan lender who is dealing specifically with these kinds of loans. This is because not all money lenders deal with loans for these people with a bad credit score. Their interest rates are also different from those charged for people with a good credit score and the amount of money that can be issued to people who have a bad credit score also varies.

Reasons That May Lead You To Take Loans For People With Bad Credit Rating

Picture of Loans For People With Bad Credit Rating - No Faxing Required! People with bad credit ratings have needs too, and they need financial support if they have to cater for their needs well. There are needs that can wait until that time that they will have repaired their credit rating and there are those needs which cannot wait at all, and these people have to look for loans for people with bad credit rating in order to cater for their urgent needs. This is one of the reasons why if you have a bad credit rating you will need such loans. Having a bad credit rating does not mean that your financial needs are over; you will get needs just like a normal person, and if you do not have enough money to cater for those needs, you will look for financial support in order to deal with them, hence the need for these loans.
Emergency needs that cannot wait for a person to repair their credit score are for instance a medical need that needs a lot of money that you do not have. This will prompt a person with a bad credit rating to go after loans for people with bad credit rating. We all know how these medical needs come without even a warning, and most of the time they get us unprepared to deal with them accordingly. But when you know of a place where you can get a loan with your credit rating, you will be able to get the money you need in order to deal with your needs. These loans come in handy and are hassle free.
Any person with a bad credit score needs to know where they can get such loans for people with bad credit rating so that they can be prepared when an emergency needs comes and they do not have an alternative means of dealing with it. A buskined truck for instance may be in need of repair and you do not have money to get the truck working for your business to go on. This will trigger you to go in search of these loans. Banks and other money lending institutions deal with these needs and they can be of so much help to a person. Online lenders dealing with these loans are there too.