GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Loans For People With Bad Credit Ratings

Where To Get Loans For People With Bad Credit Ratings


 Loans for people with bad credit ratings are readily available all over the world these days. People with bad credit ratings too need financial assistance even though they have other loans that they have not repaid back yet, which are why we have loan lenders offering them these loans despite their financial status in order to help them deal with their financial needs as well. The last thing a person with a bad credit rating needs is to get into more debts, but this is inevitable because of the inevitability nature of needs, most of which come when we least expect them and they demand so much money from us, some of the money we could not be having.
Banks are a good place to get loans for people with bad credit ratings. Many banks deal with loan lending and these kinds of loans are an example of the loans that they issue out to their customers. The good thing about getting these loans from banks is that banks are quite reliable and you are assured to get a clean deal from a bank. If therefore you have a bad credit rating already, and you are in need of any financial assistance, then you need to go to your local bank and inquire about these loans. The only issue you could have in a bank is that their rates could be high because they calculate repayment rates as per the credit score of a borrower. But this does not usually matter when you are sure to get the money.
Picture of Loans For People With Bad Credit Ratings - Easy, Safe and Secure!Credit unions are good places to get loans for people with bad credit ratings as well. They are a better place to get these loans compared to banks because they overlook the credit rating of a borrower when calculating the repayment rates, therefore you can get a loan with a good term of repayment even when your credit score is way too low. If you are a good customer to the credit union and you repaid back a loan they had lend you on time before, then there is no doubt that you can get any money you want from the credit union. There is no need for people with bad credit ratings to hold themselves back with their needs when they can get a loan and deal with all these needs once and for good.

Accessibility Of Loans For People With Bad Credit Ratings Via Internet

Online lenders are a better option for everyone in need of loans for people with bad credit ratings. This is because with online lenders, one can get the money without being asked too many questions, something that people who are already going through a hard economic time fear so much. A simple application and personal details is required to qualify for a loan.  They would rather not seek for a loan if they will be asked to discuss their financial situation, and this is what makes these people to go after online money lenders for these loans. Apart from being discreet about the financial situation of their lenders, online lenders are always there to help out when one is in need of fast cash.
Another good thing about seeking loans for people with bad credit ratings online is because you will get the money without being asked to present so many documents, as it is the case with offline lenders. With online lenders, just an application form is enough to get you the money, and you can apply for a loan for any need. They are fast to process your loan as well; therefore you can get the money as fast as you need it, with most of them giving out loans in 24 hours.