GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Loans People Bad Credit

A Lender Who Loans People Bad Credit Is Out There

Many people crash when they realize that they have a bad credit because they feel that they may not be considered for more loans in future until they stabilize their lending ability. But this is not true at all. Depending on the financial needs that you have at a given time, you will realize that there are lenders who loans people bad credit. These lenders do it because they want to help the person applying for the loans and not because they fully trust him to pay the loan fully, after all their work in the market are to issue out loans. Besides, something might have come up for the person to be in the state they are in, that is why these lending institutions trust the person and hope that he will pay up in the end.
Picture of Loans People Bad Credit - Get Cash Instantly!If you are in that situation then, it is time you started looking for one lender who loans people bad credit. On thing you need to have when looking for the lender is to be open about your financial situation and your bad credit situation and you still need to be prepared to get the loan with a high rate of interest as per your credit score. Some of the institutions to look out for are banks. These will be in a position to lend you money despite the fact that you are in a bad credit state. However, you will be charged so much in case you will not have a co-signer to stand in for you. But if you can get a co-signer, you can get the money with better terms.
You can also consider the pay day loans if you are looking for a lender who loans people bad credit. Pay day loans as the name suggest are the loans which are issued out and paid in the same day. They can be very helpful if you are sure that you will get the money by the end of the day. However, they charge a very high interest rate as compared to all the other loans in the market. If you do not have an alternative then you can still consider these loans but if you have, it is better to go for a lender with a less interest rate.

Check Out For The Feedback For Loans People Bad Credit Companies Before Applying

Some finance companies are also involved with such loans. Actually, you can get a company that loans people bad credit without caring about any collateral these days. They deal with what is called installment loans and they determine the lending rate using your credit score, therefore if you are badly off in terms of credit, then you should be prepared to pay so much in the end as repayment, but the good thing is that you will have money to deal with the financial need that you had.
In order to avoid all these high lending rates, you need to be sure that you really need the money that you are borrowing. Money for buying a car or renovating a house should not prompt you to looking for a lender who loans people bad credit. These are needs that can wait a little bit until you repair your credit score, and then you can get a loan with advantageous terms and conditions. Hospital bills that require so much money and school fees are some of the needs that can prompt you to making such a decision. Always be sure that you will be able to pay upon the loan before acquiring it in order to avoid situations where you have bad credits and no one is willing to lend you more money.