GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Loans With Bad Credit

Different Types Of Loans With Bad Credit That You Need To Know

The needs of a person are what dictate the kind of loan that he or she will apply for from a certain loan lender. If for instance I am in need if a loan so that I can purchase a car, I will go after an auto loan. Even with bad credit, a loan applicant has a right to apply for any kind of loan that they feel will enable them to cater for their needs. If you have personal matters to attend to that require a lot of money, then we have personal loans with bad credit for you. We also have auto bad credit loans if you want to get yourself a new car even in your bad credit situation. Every need can be taken care of well with a certain loan type from a loan lender.

Types Of Loans With Bad Credit

Picture of Loans With Bad Credit - No Faxing Required!Generally, we have two main types of loans with bad credit. The first type is the secured bad credit loan and the second one is the unsecured bad credit loan. All these are issued out by the different loan lenders that we have in the country, including the online loan lenders. You need to decide what kind of loan you are in need of when searching for a loan lender over the internet. If you are looking for a loan from a money lending institutions, then you have to ask what the are offering first in order to be sure if they will help you or not. If the institution is dealing with both types of bad credit loans, then you need to know what their pros and cons are in order to make an informed decision.
The secured loans with bad credit are those kinds of loans that people name a valuable asset in their loan application in order to get a loan with god repayment rates. The loan lender will be sure to get the asset in case you are unable to repay back the loan as per the agreement the two of you will have. Business people who are in need of loans in order to boost the operations of their businesses can name the business as security in order to get the money that they really need. A person in need of a personal loan on the other hand can name their home as security.
An unsecured type of loan does not involve any assets in order for the loan applicant to get the money that they want. The loan lender will have to trust in your repayment ability before giving you the money. There are those loan applicants who succeed in impressing their chosen loan lenders, and they get the money that they need with minimal hassles. There are those who are not fortunate though, and they look for loan lenders who do not care much about their bad credit situation, like the online loan lenders.
Students, because of their inability to get a secured loan, can get a bad credit loan with a co-signer’s help. The co-signer will act on their behalf in order to for the student to get a loan with god repayment terms. If the student manages to get a co-signer who has a good credit, then their bad credit will not be an issue when they are being given the loans. It is always god to know how much you stand to gain and to lose with every kind of bad credit loan before choosing one for yourself. If you will be okay with a secured loan, then go for it by all means.