GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

DOWNLOAD OUR APP NOW!

How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Online Loans For People With Bad Credit

Factors To Consider For Online Loans For People With Bad Credit

It could happen that you are going through hard financial times. This could be times when you are unable to pay off your bills, pay your college fees or perhaps just meet your daily basic needs. For some people, they might have enough cash to sustain them but then them just need some extra financing to enable them repair their homes, repair their cars or probably pay off consolidated debts. One way that can help you out of this situation is to borrow a loan from either a money lending institution or a bank. Most of the money lending institutions are willing to offer you a loan if you are employed and you have a good credit score. For those who have a bad credit score and still need to borrow a loan, they can still make it but then it might need them to proof through other means that they would be able to pay back the loan. Having a bad credit history is no reason to make you shun away from borrowing loans. So far, there are very many money lending institutions that are ready to offer you the service. They offer the service on line and you should be ready to apply for the loans on the internet. If you wish to get online loans for people with bad credit then it is important that you consider some basic factors.
Picture of Online Loans For People With Bad Credit - No Faxing Required!You should understand that the online loans for people with bad credit services are only available over the internet. In essence, it implies that anyone who wishes to apply for this type of loans need to access the internet. You will also need to find some time and search for the best company to offer you the service. Depending with where you are, you will come across very many money lending companies. It is upon you to decide on the one that you will want to offer you the loan borrowing services. As a matter of fact, always go for a lending company that has lower interest rates as compared to others.
It is also important to note that online loans for people with bad credit services can only be granted to people who have stable jobs with stable income. When making an application for the loan, you should show proof that you are employed and you have been getting a substantial monthly salary. Those who are unemployed can also get the loan but there are some limitations. For instance, such people can only go for the secured loans which need them to provide certain assets as a loan cover. They are also subjected to a higher interest rate as compared to others.

Importance Of Going For Online Loans For People With Bad Credit

  • Simple application procedure, you will discover that the online application procedure is simple and straightforward and easy to understand. This enables many applicants to apply.
  • Faster processing of the loan: when you make your application online, you will discover that it takes quite a short time. You could take as little as 15 minutes to complete an online application form for the loans.
  • Instant approval of the loan: You can also be assured of your application being approved the same day. You only need to wait for a few hours for it to be approved.

Different loan lending companies have different requirements for those who wish to make applications on line. You will therefore need to take time and pick a loaning company that has favorable terms and conditions that are suitable to your demands. Apply for the loan even at times when you feel you are running low on your credit or you have a bad credit score. You still stand a chance of getting approved for the loan.