GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Ontario Bad Credit Loans

How Ontario Bad Credit Loans Work

There has been a noticeable rise in the number of people going borrowing loans in Canada. This is attributed to a number of factors. It is true to say that technology has improved a number of things. This has led to growth in the number of financial institutions which eventually leads to competition between them. Competition is always advantageous to the customers. It makes the prices of certain goods to be reduced. At times the customers get a better service when there is completion between the companies offering them the same service. This has been realized in the banking sector especially when it comes to the loaning services. Initially, people with a bad history in credit payment were not allowed to borrow loans in major States in Canada including Ontario. However, with the growth in the banking sector, it is easier for people to apply and get Ontario bad credit loans. It only needs the applicant to meet a few requirements and they get their loans.

If you wish to get apply and get Ontario bad credit loans, then you need to seek for a good money loaning company within State or its major cities. So far there are very many money lending companies in Ontario. However, it is only important that you seek for one that provides a better service to you. It might need you to take some time and research on the available companies. As you seek for the online loan lending financial institutions, you should put in mind a few factors. First you should check whether the institutions offer loans to people who have bad credit history. Secondly you may need to check on their interest rates. Instant loans are always associated with very high interest rates; however, you should seek for a company that has comparatively lower rates.

Picture of Ontario Bad Credit Loans - 99% approval rate - cash in 30 minutes!Whether you are employed or not, there could be times that you might find yourself running on low cash. If this goes on for a long time you could be heavily indebted. One of the big questions that Ontario people ask themselves is whether one can get the Ontario bad credit loans if they are unemployed. This depends so much with the company that you are borrowing from. Most money lending companies only offer this service to those people who are employed and are earning a substantial salary that can enable them to clear the loan. For the unemployed, they would need to go for secured loans and they are likely to be charged higher interest rates as compared to others.

Situations That Might Force You To Seek For Ontario Bad Credit Loans

  • At times when you have accumulated so many debts and you are unable to clear them off within a month
  • When you need to pay up for your college fees.
  • During emergence salutations like when you have an accident and you need your car repaired. You will need to get the loan whether you are on bad or good credit score.
  • Whenever you need to boost your credit score by clearing long term outstanding debts.

If you would wish to apply and get loans in Ontario, then it is important that do a through research. You will always need to use the internet, newspapers and the directory. You should be prepared to pay back the loan with a high interest. You shouldn’t worry if you have a bad credit score; there are very many companies who can offer you a loan even when you are in this undesirable situation. It will only need you to search for the best company that will offer you the best money lending service.