GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Payday Loans for People with Bad Credit

It Is Easy To Access Payday Loans for People with Bad Credit

A bad credit can limit a borrower from borrowing more money so much. Not many lenders will be confident enough that the borrower can still repay back the loan when they have other loans to repay. This is what discourages many people with a bad credit from borrowing moor money because they are not even sure that they will be considered for a loan, even when they have inevitable financial needs that require to be taken care of urgently. But the greatest relief is that we have payday loans for people with bad credit in Canada. These loans can help the person with a bad credit so much in dealing with their overwhelming financial needs before they repair their credit.Picture of Payday Loans For People With Bad Credit - Cash instantly!
Issuers of payday loans bad credit services believe that a borrower can still repay back a loan even when their credit situation is not good at the time they are borrowing the money, which is why they trust them so much as to give them a huge amount of money for their immediate needs. Some of these lenders do not care so much about the credit ranking of the borrower as long as the borrower will repay back the loan as per the agreed terms of repayment. A person with a bad credit can borrow as much as they need for their needs, therefore their credit status will not make the lender to be strict as to the amount of money they can issue out to them. This is the greatest of all advantages of these payday loans.
Another advantage of applying for payday loans bad credit services is that the money is issued out immediately after the application. You will not be required to wait for your application to be processed. This is because most of the money lenders dealing with such loans deal with online applications only, which are quite fast to process. The applicant in need of money urgently is better off applying for these kinds of loans, because they can get the money immediately in order to deal with their immediate needs. There is also no anxiety at all, which is usually the case when one is made to wait in order to learn if their applications went through or not from other money lenders.

How Money Is Perceived With Payday Loans for People with Bad Credit

The use of the money will not be a determinant if you will get the money or not. Many money lenders dealing with people with bad credit restrict them when it comes to the use of the money or the amount of money they will apply for, which is not the case here. In as much as people with bad credit are encouraged to apply for more loans only when they really need the money, the money lenders dealing with payday loans for people with bad credit do not care so much about the use of the money as long as the borrower is intending to honor the agreement they will make. You can therefore apply for any amount of money for any need that you have in your life.
Other advantages of applying for payday loans for people with bad credit are that you will get immediate cash as soon as you need it. There are payday money lenders who deal with instant loans, and these can be very useful if you have a need that cannot wait for a long time. Also, there is no hassle at all, especially with online applications, since online applications forms are quite easy to fill and as soon as they are filled, you will get the money you wanted.