GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Payday Loans in BC

What To Look For Payday Loans in BC

Getting a loan has become a must for most people living in canada.it is never shocking to hear someone say that they need to buy something or to do something but they can’t because they have to wait for their paycheck to come in. a payday loan is basically a cash advance on a certain amount of money usually given either three or two weeks before the salary comes in. having to go through the stress of asking people for money not knowing whether they believe you when you tell them that they will get it back soon and having to come up with a convincing line that will make them believe that you are in an emergency is what brought about Payday Loans in BC in the first place.

Picture of employee that got  Payday Loans in BCImportant Application Facts For Payday Loans in BC

Once someone has applied for the BC payday loans, they will have to wait for thirty minutes or more so as the request to be processed. In order for it to be approved one has to reach certain requirements. This includes having a steady source of income meaning you should be employed. This is so that the payday loaners will be able to ensure that you can pay back the money they lend you. You also have to have been working at your current employment place for more than three months. This is because most people who have been there for less than three months are still under observation and orientation and are still at risk of termination.it is better even to wait till you feel you have secured your position in the work place before placing a loan on a salary that you may not even get in the end and will end up putting you in trouble.
Submitting an application does not necessarily mean that you have to take Payday Loans in BC. Many people do this so as to know if they are eligible for the loan so that they know they can get it whenever they need it. All the information is sent online and there will be no need to fax the information. After applying and being approved, they will have to check whether or not you have a bank account set up with direct deposit.
This will enable the transaction to be fast and with no hassle of having to use resources such as transport or wasting your time. The money will be directly deposited to your account as that is the way the Payday Loans in BC operate. They will then contact you to let you know of this. For this reason one must give the lender a way to get in touch with the borrower. This could be an active home phone number. The information is private and ids not allowed to be given to anyone else apart from those who are involved in the transaction. For this reason one is also required to offer their identification.
The payment plans are easy and flexible. Depending on the amount someone wishes to borrow they may be given from two weeks to three weeks. If they wish to make the payment early or ahead of schedule then they can contact the lender and discuss the terms, at times if one makes the payment early they may even be given a partial refund. This will depend on the loans BC that has been chosen however. All of the lenders are also different as are the borrowers with different terms and policies. They also allow for re borrowing once someone’s debt is cleared as the money emergencies do not pop up just once, and they may even come up every month.