GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Very Bad Credit Loans

The Chances of People With Very Bad Credit Loans

Many people experienced being turned down by strict lending institutions because of their very bad credit loan ratings from the past. If you have been turned down while you are applying for loans, there’s a way to get your financial problems solved. One of the available loans you can get with fast approval even if you have a very bad credit loans history is the payday loan. This is a solution for your short-term loans and urgent expenses. These lending institutions let you borrow and lets you pay them until your next pay cheque arrives. They provide emergency funds for you in case you need settlement of accounts to your other transactions.

Easy Way To Avail Loans Regardless of Very Bad Credit Loans

Picture of Very Bad Credit Loans - Easy, Safe and Secure!You will be surprised to find out that there are lenders who will not take a look at your very bad credit loans. Through the internet, you don’t have to go out and drive all the way to find these lenders. You don’t need to worry your credit score. It won’t matter to them. You will fill up the application form with a secure server. These lenders make sure that your online transactions are safe and private. It’s easy to apply, and it is convenient. If you need personal loans to support you pay your personal expenses, the lenders will allow you to borrow from them, and let you pay next month. It will save you from paying extra rates to your billings and statements. Basic requirements of these lenders are you must be 18 years old and above.
These lending institutions which are also called sub-prime lenders will only require you to have your own personal pay cheque, identification card, proof of income. Even if you have very bad credit loans you will be approved as long as you comply to the basic requirements. These lenders may have different procedures. However, they will approve you on the same day. It’s so simple. In just a few clicks, you can receive the amount you need on the same day in your account. Most of these lenders use bank transfer, wire transfer and email money transfer. There are reliable and well-known online sub-prime lenders who can assist you in your financial problems.
You can read the policy of these sub-primer lenders can offer you. If you need cash advance for emergency purposes, payday loan is what you need. It will save you from the daily stress while you think of ways how to pay all your bills. You may also need for auto loan assistance if your car broke down in the middle of your busy day. They provide monetary funds to help you repair your car. If you need to buy one, they can also grant you approval regardless of your very bad credit loans. You can also get a co-signer to these lenders when you purchased a new car. Lenders differ from their rates and terms, but make sure you read them.
No matter how good or bad your credit score, you can still have the privilege of borrowing to sub-prime lenders. You might not know when you get to have urgent expenses to pay. Payday loans are the convenient way to give you the assistance. They will not require you secured forms, but if you choose to opt the other one, it’s your choice. As long as you have a regular monthly income, these sub-prime lenders can grant you flexible payment terms. In one sitting with few mouse clicks, and filling up application form, you’re on your way to get that quick cash in an instant. You can now pay your bills on time and maximize your daily needs until your next pay cheque arrives.