Borrow Up To $1,500 Now!

get cash in as little as 30 minutes*


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Our Simple Three Step Loan Process


Apply Online

Simply fill out easy & secure application form. It literally takes a few minutes to complete. 


Get Approved

Get approved fast! It usually takes around 30 minutes* to get your loan approved during our business hours.


Instant Funding

It usually takes around 30 minutes* to receive funds once your loan application is approved.

Here's what our customers have to say

Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been a trusted lender since 2002

Superb Customer Service

We are always here to help if you have any questions

High Approval Rate

We use a personalized to evaluate every loan application

Same Day Funding

Funds deposited into your bank account in as little as 30 minutes*

No Faxing Required

No faxing required. We verify your information electronically

Easy, Online Application

Simply, secure and easy application form takes minutes to complete

Borrowing money has never been that easy!

Choosing Mr. Payday to help you with your cash crunch is the right solution. Whether you have good credit, bad credit or no credit at all we can help. Have you tried to apply for a personal loan, but was denied because you have less than perfect credit? Did you have credit difficulties in the past and had to file for bankruptcy? Are you new to credit industry and simply looking to get a payday advance because you need some cash to pay an unexpected bill? Or maybe you are simply looking for a small cash advance and do not want to bother with big bank’s bureaucracy and simply looking for bad credit loans or loans for bad credit. Applying for bad credit loans is fast and easy at We have the solution for all the above!

There are a lot of payday loan websites on the internet, but a lot of those are not direct lenders and simply affiliate sites that sell your information to unknown third parties. You should not apply for an online payday loan unless you can verify SSL certificate and a Payday Loan License number. By applying for a payday loan and submitting your personal information to unverified party you expose yourself to identity theft. On the other side when you apply for a cash advance loan with Mr. Payday, you can rest assured that your online cash advance application will be received, processed in timely manner and your payday cash loan will be deposited into your bank account. We have the ability and resources to deal with your pay day loan application right away so you can get cash now and not in a week time when your payday comes. Cash advances are our specialty!

In order to qualify for a payday loan with Mr. Payday you have to meet some basic requirements. You must be employed for at least 3 consecutive month with the same employer, have a chequing account, have your paycheque directly deposited into your bank account and have an active phone number that you can be reached at. We do not base our lending decisions on your credit score and have a personalized approach to your situation unlike major financial institutions. As a returning customer, you will be able to apply for payday loans within seconds. All customers enjoy our no fax loan processing option. Applying with Mr. Payday for Canadian pay day loans is easy and fast. So what are you waiting for? Simply click on “Apply Now” button!