GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Bad Credit Loan Personal

How To Get A Guaranteed Bad Credit Loan Personal

Having a bad credit can make many loan lenders not to trust you so much when you are applying for another loan. This is usually expected because you have failed to repay so many loans before and many of the loan lenders feel that you may also fail to repay the loan you are applying from them, that is why they may need a guarantee in order to get you a bad credit loan. A guaranteed bad credit loan personal will require so much of you so that you can convince your loan lender that you are at least serious with the loan you are applying in order for them to consider and process your application.

Bad Credit Loan Personal Are Easily Accessible

Picture of employee that got Bad Credit Loan Personal - Safe & Secure!In order to get a guaranteed bad credit loan personal with minimal hassles, and you are eyeing a loan from a bank, you can try opening up a bank account from the bank, maybe a checking account or a savings account. Operating the bank account for about 90 days is enough to make the bank to tryst you with a bad credit loan. This is the only guarantee the bank needs in order to feel at ease when they are giving you a loan. Try to contact such a bank and open up a bank account at least three months before you can approach the bank for a bad credit loan. In this case, your bad credit situations will not matter much and the loan will be processed as fast as you need it.
Many bad credit loan personal lenders prefer lending money to someone who has a source of income because they are sure that at least this person will get some money to repay the loan they have acquired. Therefore you will be required to get a job and at least work for three months in order to get a pass when you will be approaching a loan lender for a bad credit loan. The fact that you have failed to repay back a loan before is enough to make a loan lender not to trust you but with a job, their trust could go up knowing that even though you will fail to pay back the loan, they may have your employer paying it for you and deducting the money form your income at the end of every month until the loan is cleared.
Many loan lenders dealing with bad credit loan personal applications do not ask for credit checks in order to give you the loan, which is why you need to prove yourself that you are capable of repaying back the loan in order to qualify to get it. If you have not done the above then maybe you can consider gathering as many financial documents as you can in order to prove that you are capable of repaying back the money, contrary to what your credit rating says. This is all that a loan lender needs in order to feel at ease when they are giving you the money. They are generally fast and efficient with their clients needs at heart.
Proving your capability to repay back a loan is therefore a necessity when you are considering looking for a guaranteed bad credit loan personal. If you do not have enough proof them the loan lender may not trust that you will repay back the loan, that is why you need to gather as much proof or do so much in order to convince them. Since you are the one in need of the money, you need to do much on your part in order to get it, whether you have a bad credit or not.