GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Bad Credit Personal Loans Canada

How To Get Bad Credit Personal Loans Canada Easily

When you have a bad credit, it is always hard to look for a loan even when you have a pressing need that cannot be well catered with the money that you have. Many people get stressed so much because they cannot bring themselves up to seeking more loans when they have a hard time repaying back a loan they had previously acquired. But there are needs you cannot do away with, and they have to be well catered for if you will live a god life thereafter and these are for instance medical needs. If you are sick and you need so much money to pay for medical bills, or a relative is, maybe a child or your spouse, you will have to get a loan in order to cater for the need despite your credit situation.
In Canada, people with bad credit have been facing a hard time in the past because they could not be trusted by any loan lender with another loan because of their past loan repayment behaviors. But these days, such loans as bad credit personal loans Canada exist, and they can be accessed very easily by the people who have needs that cannot be postponed because of their urgency and importance. It is hard to get a loan when you have not paid for another in the past but it is even harder to deny a need that is so urgent, that is why it is advisable to get these loans in order to deal with life well.
Bad credit personal loans Canada is issued out by the loan lenders that we currently have. It is possible to get such a loan form your regular loan lender as well as any other new loan lender that you know about. Postponing a need that is of utmost importance is meaningless when you can take care of it as soon as it is experienced using these kinds of loans. But you need to improve your chances of getting the money with the best terms possible since not many loan lenders will trust you anyway, and they may not even give you so much money even if you need it since they do not think you will honor your side of the agreement. But there is a way you can get the loans anyway.

How To Improve Your Chances Of Getting Bad Credit Personal Loans Canada.

Picture of family that got Online Bad Credit Personal Loans CanadaIf you have a regular job, there are very high chances of qualifying to get bad credit personal loans Canada. Many loan lenders trust people who have a source of income even with a bad credit. If therefore you are in need of these loans and you do not have a job, getting a job and working on it for some months like six months will show how serious you are and you will get the loans with minimal of no hassles at all. A loan lender needs to know how you will get the money to repay back the loan.
If you are seeking the loan form a bank on the other hand, you can get the loan with no problems at all if you are a regular customer to the bank. If you have a bank account in the bank and you have been good throughout, then there is no doubt that the bank will trust you with the money. If you are not a regular customer to the bank, the thing to do right now is to open up an account with a bank and be a good customer for a bout six months in order to gain the trust of the bank before you can start looking for the loan.