GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Fast Loans Bad Credit

Why Fast Loans Bad Credit are Ideal

Fast loans bad credit are the most ideal loans for people with bad credit mainly because they are usually quickly approved. Fast loans are meant to enable people who have poor credit records but are in desperate need of money to have access to that cash as quick as possible. In most cases, one may need money urgently but find that many other loans for bad credit take quite sometime before they can be processed and approved. Due to this long and detailed process, if there is no other alternative to fall on, things can get very rough on your side. With fast loans for bad credit however, the applicant will be able to receive the money in at least 24 hours from the time of application. This makes fast loans the best in meeting emergency financial demands.

Fast Loans Bad Credit Hassle Free Process

Picture of Fast Loans Bad Credit - Bad Credit-No Problem!A lot of paperwork is what makes many bad credit loans take a longer time for processing and approving. This is what fast loans bad credit has managed to do away with. You will not be asked to fax your information but rather, all the little information needed from an applicant can be filled online as you are making an online application. Lack of a lot of paperwork involved not only makes it extremely fast in receiving a fast loan but also plays an important role in making the process easy and very convenient to most if not all applicants.

In addition, lenders for fast loans for bad credit do not give any attention to credit checks as they do with other bad credit loans. Credit checks have been known to be the reason why many people with very bad credit have been denied financial aid due to their poor credit scores even when they are in a good position of currently meeting their payments. When lenders also check your credit report, especially if it shows a very bad financial background in terms of many unmet payments for instance, a good percentage of lenders are likely to give you a much lesser amount of the initial loan amount you had applied for with the argument that you are incapable of meeting your payments basing on your previous financial setbacks. Therefore, with fast loans bad credit, one receives the exact amount they had filled in during the application due to lack of credit report checks.

However, when going for fast loans for people with very bad credit, first and foremost, one has to compare between a few lenders in order to take hold of the best loan terms and conditions. Keep in mind that fast loans bad credit normally are charged higher interest rates. But even then, due to competition between various lenders, you will find that some lenders have slightly lower interest rates than others if you do a keen comparison. The same applies for the fees charged for the loan. The only way to know which lender offers the best loan fees is by comparing as many as you may come across with.

After you have spotted prospective lenders whom you may want to approach for fast loans bad credit, before going to them, consider weighing you current financial position. The importance of this exercise is to enable you determine the range of for instance monthly payments you will be comfortable with and therefore the kind of interest you hope to be charged for the loan. Such details provide negotiation grounds from where after consulting them, you can know which one to pursue and which one to forget about.

Payday and logbook loans are good examples of fast loans bad credit. Although they have various different specifications for application, they both observe the above advantages and are equally good for fast deposition of money to your bank account despite your shaky credit status.