GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Installment Loans For People With Bad Credit

Benefits Of Installment Loans For People With Bad Credit

Many people with bad credit are often looking for urgent cash to settle immediate cash demands. But with bad credit records, sometimes even receiving bad credit loans that are meant to help you deal with emergency situations becomes a problem due to the lengthy procedures and paperwork that is involved in the process. Installment loans for people with bad credit are however quite the contrary. These loans can be easily accessed online with most of the procedure being done over the internet. Acquisition of installment loans is therefore a very fast process making it one of the best choices to go for when with bad credit rating but in dire need of money.

What further contributes to making installment loans for people with bad credit rating to be obtained faster is the fact that there are normally no procedural credit checks. This is a common requirement with many other bad credit loans but installment loans are an exception. Presenting your credit report may not only delay the process depending on how long you will take to get the report and take it to the prospective lender, but may also negatively influence the lenders decision to give you some financial aid. Some lenders tend to freak out when they see the many credit debts you may be having and this is why the lack of credit check requirement in installment loans is highly appreciated.

Easy Repayment Plans For Installment Loans For People With Bad Credit.

Picture of Installment Loans For People With Bad Credit - Safe & Secure!Repaying a bad credit loan has been known to be a major concern to most people with bad credit history. Well, this is usually a justified concern because the last thing you would want is not being able to meet your payments in addition to the fact that you already have a bad credit record. Installment loans for people with bad credit puts into consideration the convenience that a bad credit borrower when it comes to repaying the loan. As a result, all installment loans place small monthly installments required from the buyer often after the borrower and the lender have agreed on a more affordable installment amount so that the borrower has a much easier time meeting his payments.

Depending on the amount one wants from installment loans for people with bad credit, he may be eligible for the long term or the short term installment bad credit loan. Short term installment bad credit loans cover a short period of time for instance 6 months. The amount here will be small with even smaller monthly payments. It is often ideal for the most urgent demands but which do not need a lot of money. On the other hand, long term installment bad credit loans give larger amounts and are paid for in a much longer period of time. They are ideal for major financial demands

In a nutshell, one has a lot to gain through installment loans for bad credit. However, there are a few requirements that are considered to determine who can or cannot receive installment loans for people with bad credit. To begin with, you will be expected to be on full time employment with a job that earns you an income of $1000 and more. This is to ensure that you are able to meet your payments without problems. Secondly, the applicant should be an adult meaning past the childhood age which is 18 and finally, like all the other bad credit loans, you will need a bank account in which the money will be sent to.

Installment bad credit loans are often one of the best bad credit loan options for people who are employed in fairly steady jobs. Lenders exercise a high level of transparency in explaining how installment loans work summed up with their high concerns of the comfort of a consumer in paying the loan. Most bad credit people find them very useful.