GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

DOWNLOAD OUR APP NOW!

How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Instant Bad Credit Loan

How To Get Instant Bad Credit Loan

Any time you go through hard financial moments, you need to take time and ascertain why it is happening. It could be something you can correct quite easily. Probably you just need to borrow your next loan and it would help you clear of all your outstanding debts and bring you back to financial stability. When faced with shortage in cash, most people prefer borrowing from friends and if this is not working, they might opt to get a loan. This is quite easy if you have a good credit history and if you have a good job. However, for those who have a bad credit history, this might be one of the challenging moments of their lifetime. Obtaining a loan is not an easy task for those who have been operating on bad credit history. Regardless of this, there are some money lending companies’ who can still offer you instant bad credit loan. This would need you to proof a few things before your loan application is processed and approved. When seeking for a loan while at the same time having a bad history in debt repayment you need to be very cautious. You will need to do a self re-examination to ascertain if you really merit.

When examining yourself to determine whether you qualify for instant bad credit loan, there are few factors that you will use. Any money lending company that is willing to offer you a loan will require you to show that you have a valid bank account. Therefore before making an application for the loan, ensure that you have a valid bank account that has been active and in existence for the last three months. This is a basic requirement that lending companies need before approving you for the loan.

Picture of Instant Bad Credit Loan - Bad Credit-No Problem!Apart from a valid bank account, the lending companies are also interested in knowing whether you are employed or not. Therefore when you are applying for instant bad credit loan, ensure that you are employed and you have been on the same job at the same place for a period of three months or more. This information should be given when you are making an application for the loan. Those who are unemployed can also apply for this type of loan but then they should prove that they can be able to pay back. Unemployed people with valuable assets can apply and get these loans if they attach certain assets on the loan.

Loan applicants are also required to give full information regarding their employer and contact information. If this information is fully given during the application, the applicant is likely to get an approval for loan. Basically, a new applicant should run a personal check on his viability to get the loan by use of the fore mentioned requirements. If you feel that you have the right qualifications that merit you to apply for a bad credit loan, then you should go ahead and do it online.

When making your application for this kind of loan, there are few factors that should observed. They determine whether you can get the loan instantly or not.

Characteristics Of Instant Bad Credit Loan:

  • Quick approval, loans are normally approved quickly to enable the applicants to get the loan money promptly
  • Same day decisions, this implies that the loan approval panel takes short time to decide whether you merit for the loan or not. You will get feedback either through a call or mail to confirm whether you have been approved.
  • No credit checks, since you need an instant loan, there no need to go through a lengthy check of your credit worthiness. You get the loan amount instantly.