GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

DOWNLOAD OUR APP NOW!

How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Loan Personal Bad Credit

Loan Personal Bad Credit Available

The fact that your credit records are not pleasing does not have to be the reason why you should not receive financial aid. This is what bad credit loans are aimed at achieving. They provide a suitable platform for a person to rebuild their credit history and develop good financial foundation to help them meet their lifetime financial ambitions. Personal loans are the most popular bad credit loans with many individuals who despite of their bad credit ratings, would like to acquire some cash for self improvement. There are different types of personal loans all with their own slightly different requirements from a consumer.

Everyone Is Qualified For Loan Personal Bad Credit.

Picture of Loan Personal Bad Credit - Easy, Safe and Secure!Payday bad credit loans are one of the most highly sorted after personal loans. For a payday loan personal bad credit, the applicant must first and foremost be employed with a regular monthly salary. Evidence of employment will therefore be necessary before the application process can be successful. Payday loans are given to people to settle very urgent financial demands with the promise that they will refund the lender the amount given during their payday which is always assumed to be the end of the month. Due to the short repayment period that consumers are given, payday loans as a result are processed quickly and in 24 hours you can be assured that the money will be in your account. The amount given always is awarded in consideration of your gross income with the larger the income the more the amount and vice versa.

Secured and unsecured personal loans are also very common. A good example of secured personal loan is the home equity loans. For this type of loan personal bad credit, it will only be given if you attach some kind of collateral to the loan. The collateral will be sold as compensation of the loan if you prove to be incapable of meeting the repayment agreement and therefore secured personal loans should be taken after a lot of considerations have been made. Normally the collateral needed for this loan will be a car or your home. The value of the collateral is what determines how much cash one is given by lenders.

Unsecured loan personal bad credit is meant for people who either do not want to place any collateral on personal bad credit loans or do not have the collateral to attach for the loan. The main advantage of this loan is the fact that if for some reason you experience payment setbacks, due to not attaching any collateral to the loan, you will for instance not have your car or home repossessed. However when in need of a large amount of money urgently, unsecured personal loans may not be of much help because lenders usually give relatively smaller amounts for this type of bad credit loan due to the uncertainty of getting their money back if you fail in repaying.