GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Online Payday Loans Ontario

How online payday loans Ontario operate and who can apply for them

There are online payday loans Ontario which have just been introduced in Canada, and they have certain rules and regulations that have to be followed, or rather terms and conditions which cannot be overlooked. This is because where there is an advanced loan, there has to be some terms so that it is possible for the companies involved to recover the money easily. To qualify for such a loan, first of all you should be over nineteen years of age and working so that when it comes to repaying the loan all you have to do is state a cash advance for the lender from your next paycheck.
Most online loans do not bother with the credit history that you have so long as you have employment, but as for these in Ontario, there has to be some proof of the kind of income you get and the deposits that you have made before. This is the only way in which you application will be approved and you will get the money in your account within a couple of minutes. There are great advantages that come with such a loan, and before knowing them it is better to first of all know what will be needed from you as you apply for an online loan in Ontario. With such requirements, then finding out the advantages of such a loan will not be a problem at all.

Requirements for online payday loans Ontario

Picture of  Online Payday Loans Ontario - No Faxing! You cannot just choose to apply for a loan when you do not even have any employment in the first place, because how will you manage to pay off the loan without a paycheck at the end of the month? So, the first requirement that you are supposed to produce in your application is having an employment with recent income deposits showing that you have been earning some cash. The online payday loans Ontario require you to be working so that the approval can be guaranteed, because the lender should also be able to have some sort of security even without collateral that the money they have lent out will be paid without any delays.
Another requirement that you should have is an active chequing, credit card or a savings account that has at least seven transactions in the last thirty days. This will be used to prove that your account is functioning and you have deposits made into it at least at the beginning of every month. With this, remember that the review is being done immediately after you have submitted the required details so that the loan can be approved and the money deposited into your account as soon as possible. Without this kind of information, it might be a bit difficult to get the loan that you have applied for because the lender also does not want to risk.
Getting online payday loans Ontario is not that easy if you have a credit history that is a bit shaky, to prove that this is the case, you must not have filed for bankrupcity in the past one year or so in order to be enrolled in credit counseling. This basically means that you should have a good credit history that can be considered when applying for these short term loans. In other words, the three basic requirements are what adds up to the terms and conditions of the lenders and if there is any possibility that the lender will grant you a loan even with a bad credit history, you can be sure that the interest will be a bit higher compared to the other loans.