GET UP TO $1,500! APPLY NOW!

GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Payday Cash Advances

Tips To Remember Before Applying For A Payday Cash Advances

Always try and repay your payday loan cash advance in full when it is due without extending it. Make sure you read the fine print of any payday loan cash advance contract before you sign it. If you do not understand anything or have doubts, do not sign. Before obtaining a payday loan cash advance, check with the Better Business Bureau to see how reputable the company is and if it has any complaints. Always consider alternative loan sources before you decide on payday cash advances. Consider family, friends, your credit union, a local bank, even a credit card. If you intend to obtain a payday loan cash advance, make sure you have access to your recent employment pay-stubs as well as your bank account information. Be sure to know exactly when your payday loan cash advance is due and take the necessary steps to repay that loan on time.
Start saving an emergency cash fund of, say, $500. That way, you can avoid payday loans in the future. Unless you use payday loan cash advance very sparingly, it’s strongly suggested you go for credit counseling in order to learn how to successfully budget and save. Beware of bounced checks when you have insufficient funds to repay a payday loan cash advance company. These fees can add up quick and can sometimes be quite high. In addition, your bank might also charge you fees. File a complaint with your state agency if you feel you have been treated unfairly

Important Factors To Consider While Applying For Payday Cash Advances

Picture of Payday Cash Advances - Get Cash Instantly!There are so many different types of payday cash advances available nowadays; it is quite difficult to judge the ideal deal for you. Here are some points that need to be considered closely before you apply for these cash advances.
Charges Incurred While Repaying: In order to determine the exact charges to be repaid by you, it would be helpful to check the Annual Percentage Rate (APR) offered by the lender. The APR is a fixed rate that most of these companies reveal to you at the time of your application. The thing to be noted here is that the APR is going to be considerably higher as compared to the interest rate imposed on other types of cash advances. The reason for this high rate of interest is due to the immense shortness of this advance and also because the lender has to cover the risk of not checking your credit rating.
Maximum Amount that can be borrowed: A little research on different lenders will reveal that the cash advance that can be borrowed varies from one lender to another. However, the amount that the lender can give you will eventually be determined by your financial strength at the time of the application. Similar to the difference in the amount of money that can be borrowed, the terms of repayment of the advance also varies from one lender to another.
Finding Genuine cash advances payday loans Lenders: This is one of the most important points that most of the people doubt that it is possible to land a genuine cash advance payday loans lender who don’t check one’s credit score and process the cash advance instantly. There are lots of lenders who claim these points, but it is quite difficult to land the perfect lender who is genuine to this claim. There are a few lenders who truly lend you the much required cash advance without checking your credit health.